Morgan County property record for 521 Echo Ln, Berkeley Springs, WV 25411
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,760 sqft · built 1980 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Aug 2006) |
| Tax Bill | $900 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-0003.0002 |
| Primary APN | 06-14-0003.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 3,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 368 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 521 ECHO LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-6394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BELCHER S/D LOT 1 5.00 AC |
| Legal Subdivision | BELCHER S/D |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 971001 |
521 Echo Ln, a rural home, is owned and occupied by two individuals who acquired it in March 2026.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 ECHO LN, BERKELEY SPRINGS, WV 25411-6394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2006 · Amount on File |
| Deed Sale | Aug 21, 2006 · Amount on File |
| Deed Document Number | 2006694903 |
| Deed Book / Page | 221 / 624 |
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 0000917216 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 521 Echo Ln was $900 with a homeowner's exemption, up 8.4% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900.00 (+8.43%) | $110,820 (+7.07%) Land $18,480 Building $92,340 | $184,700 (+7.07%) Land $30,800 Building $153,900 |
| 2025 | $830.00 Homeowner's exemption | $103,500 Land $18,480 Building $85,020 | $172,500 Land $30,800 Building $141,700 |
| 2023 | $692.00 (-22.16%) Homeowner's exemption | $89,160 (+0.27%) Land $16,980 Building $72,180 | $148,600 (+0.27%) Land $28,300 Building $120,300 |
| 2022 | $889.00 Additional exemption filed | $88,920 Land $16,980 Building $71,940 | $148,200 Land $28,300 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Echo Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Echo Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Morgan Wireless Fixed Wireless · not low latency | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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