781 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 781 E Washington St, Winchester, IN 47394

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,586 sqft · built 1952
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Nov 2019)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-02401-00`

Property Details

APN / Parcel Number

Primary APN	`021-02401-00`
Alternative APNs	`68-09-21-278-032.000-021` `00000019010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
1st Floor Area	2,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	212 ft deep x 102 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000019010
Street Address	781 E WASHINGTON ST
City	WINCHESTER
State	IN
Zip	47394-9291
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M2
Legal Description	PT SE 52 X 212' NW 21-20-14 .24 A PT SE 50 X 212' NW 21-20-14 .25 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2008
Census Tract	951700

Owner

781 E Washington St, a duplex, is owned by a company that bought it in November 2019.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	112 S MERIDIAN ST, WINCHESTER, IN 47394-1809
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
Apr 22, 2022	Warranty Deed, Transfer · Commercial Mortgage THE FARMERS STATE BANK
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Oct 28, 2015
Deed Document Number	20194346
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	781 E WASHINGTON ST, WINCHESTER, IN 47394-9291
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020191628
Date	May 20, 2019
Instrument	20191628

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2034

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Apr 22, 2022
Property Address	781 E WASHINGTON ST, WINCHESTER, IN 47394-9291
Document Number	0020222052
Instrument Date	Apr 22, 2022
Instrument	20222052
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S MERIDIAN ST, WINCHESTER, IN 47394-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222053
Date	Apr 22, 2022
Instrument	20222053

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 7, 2019
Property Address	781 E WASHINGTON ST, WINCHESTER, IN 47394-9291
Document Number	0020194346
Instrument Date	Nov 4, 2019
Instrument	20194346
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 E WASHINGTON ST, WINCHESTER, IN 47394-9291

Mortgage

Document Number	0020194347
Date	Nov 7, 2019
Instrument	20194347

Lender

Name	SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 781 E Washington St was $1,858, up 28.1% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (+28.14%)	$92,900 Land $19,100 Building $73,800	$92,900 Land $19,100 Building $73,800
2024	$1,450.00
2023		$145,100 (+76.52%) Land $9,000 Building $136,100	$145,100 (+76.52%) Land $9,000 Building $136,100
2022	$976.00 (+39.43%) Homeowner's exemption	$82,200 Land $7,700 Building $74,500	$82,200 Land $7,700 Building $74,500
2021	$700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 E Washington St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 781 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
NLBC Fiber · Fixed Wireless	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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