781 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 781 E 232nd St, Euclid, OH 44123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,305 sqft · built 1962
Lot Size0.165 acres (7,200 sqft)
Owner2 Owner Names on File
Last Sale$118,000 (Oct 2003)
Tax Bill$3,568 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN643-17-008

Property Details

APN / Parcel Number

Primary APN643-17-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft
Basement Area1,305 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address781 E 232ND ST
CityEUCLID
StateOH
Zip44123-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU2
Legal Description19 STCLAIR 0119 ALL MB643 PG17 MB00000 PG0000
Legal SubdivisionST CLAIR
Legal Lot Number119
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group2
Census Block2002
Census Tract152502

Owner

Source: Cuyahoga County assessment roll, APN 643-17-008, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address781 E 232ND ST, EUCLID, OH 44123-2509
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2003 · Amount on Record
Deed SaleOct 23, 2003 · Amount on Record
Prior SaleJun 13, 2003
Deed Document Number0010231058
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address781 E 232ND ST, EUCLID, OH 44123-2509
Transaction TypeMortgage
Record UpdatedMay 09, 2022
Title CompanyDIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000220
DateApr 08, 2022
Instrument202204080220
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2037

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,568.00 (+2.12%) Homeowner's exemption$53,840 (-) Land $9,420 Building $44,420
2024$3,494.00 (+24.56%) Homeowner's exemption$53,840 (+66.28%) Land $9,420 Building $44,420$153,800 (+66.27%) Land $26,900 Building $126,900
2023$2,805.00 (+2.33%) Homeowner's exemption$32,380 (-) Land $7,390 Building $24,990
2022$2,741.00 Homeowner's exemption$32,380 Land $7,390 Building $24,990
2021$92,500 Land $21,100 Building $71,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351525022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1981)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 1981 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 526 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
PCs for People
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH1801212, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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