Cuyahoga County property record for 774 E 232nd St, Euclid, OH 44123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1926 |
| Lot Size | 0.16 acres (6,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,900 (Oct 2016) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643-07-020 |
| Primary APN | 643-07-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 820 sqft |
| 2nd Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,996 sqft (0.16 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 494 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 774 E 232ND ST |
|---|---|
| City | EUCLID |
| State | OH |
| Zip | 44123-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U2 |
| Legal Description | 19 STCLAIR 0045 ALL |
| Legal Subdivision | ST CLAIR AVE SUB |
| Legal Tract | 19 |
| Legal Lot Number | 45 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | EUCLID |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 152502 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 21, 2018 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2016 · Amount on Record |
| Deed Sale | Oct 14, 2016 · Amount on Record |
| Prior Sale | Apr 20, 2015 |
| Deed Document Number | 0010140837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 774 E 232ND ST, EUCLID, OH 44123-2510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 774E E 232ND ST, EUCLID, OH 44123-2510 |
| Document Number | 0000000218 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 202204200218 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 774 E 232ND ST, EUCLID, OH 44123-2510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 774E E 232ND ST, EUCLID, OH 44123-2510 |
| Document Number | 0000000174 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 202201250174 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 774 E 232ND ST, EUCLID, OH 44123-2510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 774E E 232ND ST, EUCLID, OH 44123-2510 |
| Document Number | 0000000247 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 202201260247 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 774 E 232ND ST, EUCLID, OH 44123-2510 |
| Document Number | 0010100123 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 774 E 232ND ST EUCLID OH 441232510, EUCLID, OH 44123-2510 |
| Document Number | 0010100123 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 10100123 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Euclid City |
| Unified School District | Euclid City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 (+2.08%) Homeowner's exemption | $54,710 (-) Land $9,350 Building $45,360 | |
| 2024 | $3,550.00 (+12.02%) Homeowner's exemption | $54,710 (+48.71%) Land $9,350 Building $45,360 | $156,300 (+48.72%) Land $26,700 Building $129,600 |
| 2023 | $3,169.00 (+2.36%) Homeowner's exemption | $36,790 (-) Land $7,350 Building $29,440 | |
| 2022 | $3,096.00 Homeowner's exemption | $36,790 Land $7,350 Building $29,440 | |
| 2021 | $105,100 Land $21,000 Building $84,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1981) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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