DeSoto County property record for 781 Cedar Trace Cir, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2003 |
| Square Footage | 1,935 sqft Adjusted Area |
| Lot Size | 7,570 sqft (0.174 acres) |
| Last Sale | $424,536 (2025) |
| Tax Bill | $1,730.00 (2025) |
| Primary APN | 3-07-3-07-16-0-00089-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,935 sqft Adjusted Area |
| 1st Floor | 1,650 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 7,570 sqft (0.174 acres) |
| Depth X Width | 130 ft x 64 ft Depth x Width |
| Patio Area | 122 sqft Patio |
| Street Address | 781 CEDAR TRACE CIR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6931 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 89 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 89 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-16-0-00089-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 560 RIDGE VIEW DR S, HERNANDO, MS 38632-7589 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Dec 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Sep 24, 2025 | Warranty Deed, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2025 · Amount on Record |
| Deed Sale | Dec 08, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2025 · Amount on Record |
| Deed Doc Number | 2025 |
| Deed Book / Page | 1025 / 23609 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 781 CEDAR TRACE CIR, HERNANDO, MS 38632-6931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 560 RIDGE VIEW DR S, HERNANDO, MS 38632-7589 |
| Document Number | 5662/128036 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 5662/128036 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37922 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 08, 2025 |
| Property Address | 781 CEDAR TRACE CIR, HERNANDO, MS 38632-6931 |
| Document Number | 1025/23609 |
| Book / Page | 1025 / 23609 |
| Map Reference | MB 76 PG 34 |
| Instrument Date | Dec 01, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 MCGEEHEE RD, SENATOBIA, MS 38668-1823 |
| Name | Verified Name |
|---|---|
| Address | 560 RIDGE VIEW DR S, HERNANDO, MS 38632-7589 |
| Document Number | 5662128036 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 5662/128036 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 24, 2025 |
| Property Address | 781 CEDAR TRACE CIR, HERNANDO, MS 38632-6931 |
| Document Number | 1025/17966 |
| Book / Page | 1025 / 17966 |
| Map Reference | MB 76 PG 34 |
| Instrument Date | Sep 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 381887, GERMANTOWN, TN 38183-1887 |
| Name | Verified Name |
|---|---|
| Address | 114 MCGEEHEE RD, SENATOBIA, MS 38668-1823 |
| Document Number | 0566297284 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 5662/97284 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 19, 2026 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,730.00 (+16.42%) | $17,431 (+35.39%) Land $2,800 Building $14,631 | $174,311 (+35.39%) Land $28,000 Building $146,311 |
| 2024 | $1,486.00 | $12,875 (-) Land $2,800 Building $10,075 | $128,745 (-) Land $28,000 Building $100,745 |
| 2023 | $1,486.00 | $12,875 | $128,745 Land $28,000 Building $100,745 |
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