DeSoto County property record for 778 Cedar Trace Cir, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2003 |
| Square Footage | 2,243 sqft Adjusted Area |
| Lot Size | 7,595 sqft (0.174 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,246.00 (2025) |
| Primary APN | 3-07-3-07-16-0-00092-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,243 sqft Adjusted Area |
| 1st Floor | 1,856 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 7,595 sqft (0.174 acres) |
| Depth X Width | 130 ft x 60 ft Depth x Width |
| Patio Area | 196 sqft Patio |
| Street Address | 778 CEDAR TRACE CIR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6930 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 92 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 92 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-16-0-00092-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 778 CEDAR TRACE CIR, HERNANDO, MS 38632-6930 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 13, 2026 |
| Property Address | 778 CEDAR TRACE CIR, HERNANDO, MS 38632-6930 |
| Document Number | 5663051990 |
| Book / Page | 5663 / 51990 |
| Instrument Date | May 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 778 CEDAR TRACE CIR, HERNANDO, MS 38632-6930 |
| Document Number | 5663051990, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5663/51990 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 778 CEDAR TRACE CIR, HERNANDO, MS 38632-6930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 778 CEDAR TRACE CIR, HERNANDO, MS 38632-6930 |
| Document Number | 05663/7959 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 5663/7959 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,246.00 (+14.36%) | $19,286 (+36.18%) Land $2,800 Building $16,486 | $192,858 (+36.18%) Land $28,000 Building $164,858 |
| 2023 | $1,964.00 | $14,162 | $141,624 Land $28,000 Building $113,624 |
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