Madison County property record for 781 Bybee Loop, Waco, KY 40385 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 245,243 sqft (5.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2023) |
| Tax Bill | $612.00 (2025) |
| Primary APN | 0130-0000-0001-K |
|---|---|
| Alternative APNs |
|
| Lot Area | 245,243 sqft (5.63 acres) |
|---|
| Account Number | 70901 |
|---|---|
| Street Address | 781 BYBEE LOOP |
| City | WACO |
| State | KY |
| Zip | 40385-8021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 8 (5.63 ACRES) |
| Legal Subdivision | GEORGE REEVES |
| Legal Tract | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | WACO-BYBEE |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 11002 |
Source: Madison County records · APN 0130-0000-0001-K
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Apr 13, 2023 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Mar 29, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Deed Doc Number | 202314140033 |
| Deed Book / Page | 836 / 726 |
| Prior Transfer Date | Apr 01, 2023 |
| Prior Transfer Doc | 00D836/726 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2045/665 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | M2045/665 |
| Instrument | 2014034368 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 06, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 13, 2023 |
| Property Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
| Document Number | 00D836/726 |
| Book / Page | D836 / 726 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Apr 01, 2023 |
| Instrument | 2014140033 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
| Investor | Possibly a Property Investor |
| Document Number | 2014140038 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2014140038 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 29, 2023 |
| Property Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
| Document Number | 00D836/292 |
| Book / Page | D836 / 292 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2014138152 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4655 NEW IRVINE RD, WACO, KY 40385-9632 |
| Name | Verified Name |
|---|---|
| Address | 781 BYBEE LOOP, WACO, KY 40385-8021 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612.00 (+152.89%) | $65,000 (+16%) | $65,000 (+16%) |
| 2023 | $242.00 | $25,000 | $25,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 71% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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