Madison County property record for 651 Bybee Loop, Waco, KY 40385 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 126,324 sqft (2.9 acres) |
| Last Sale | $310,000 (2025) |
| Tax Bill | $3,018.00 (2025) |
| Primary APN | 0130-0000-0001-I |
|---|---|
| Alternative APNs |
|
| Lot Area | 126,324 sqft (2.9 acres) |
|---|
| Account Number | 73866 |
|---|---|
| Street Address | 651 BYBEE LOOP |
| City | WACO |
| State | KY |
| Zip | 40385-8020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 6 (2.89 ACRES) |
| Legal Subdivision | GEORGE REEVES |
| Legal Tract | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | WACO-BYBEE |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 11002 |
Source: Madison County records · APN 0130-0000-0001-I
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 CLAIRE PL, 207, RICHMOND, KY 40475-7785 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Aug 29, 2023 | Deed, Transfer |
| Jul 19, 2023 | Deed, Transfer |
| Apr 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Feb 09, 2024 · Amount on Record |
| Deed Doc Number | 202514260025 |
| Deed Book / Page | 867 / 417 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 00D821/697 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 13, 2025 |
| Property Address | 651 BYBEE LOOP, WACO, KY 40385-8020 |
| Document Number | 00D867/417 |
| Book / Page | D867 / 417 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Apr 18, 2025 |
| Instrument | 2014260025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 512 CLAIRE PL APT 207, 207, RICHMOND, KY 40475-7785 |
| Document Number | 2014260029 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 2014260029 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 29, 2023 |
| Property Address | 651 BYBEE LOOP, WACO, KY 40385-8020 |
| Document Number | 00D842/674 |
| Book / Page | D842 / 674 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2014164151 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 OLD LANDING RD, IRVINE, KY 40336-8167 |
| Name | Verified Name |
|---|---|
| Address | 298 WACO HTS, WACO, KY 40385-9764 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 19, 2023 |
| Property Address | 651 BYBEE LOOP, WACO, KY 40385-8020 |
| Document Number | 000D841/39 |
| Book / Page | D841 / 39 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2014157578 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 BYBEE LOOP, WACO, KY 40385-8020 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 18, 2022 |
| Property Address | 651 BYBEE LOOP, WACO, KY 40385-8020 |
| Document Number | 00D821/697 |
| Book / Page | D821 / 697 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2014087280 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 BYBEE LOOP, WACO, KY 40385-8020 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,018.00 (+1,455.67%) | $320,042 (+1,500.21%) | $320,042 (+1,500.21%) |
| 2023 | $194.00 | $20,000 (-) | $20,000 (-) |
| 2022 | $194.00 | $20,000 | $20,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 71% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures