Indian River County property record for 781 Beard Ave, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,000 (Mar 2024) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-01-00003-0520-00011.0 |
| Primary APN | 31-38-01-00003-0520-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,426 sqft |
| 1st Floor Area | 1,846 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 672 sqft |
| Porch | Screened Porch |
| Porch Area | 230 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 781 BEARD AVE |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 2 PBI 5 - 36 BLK 52 LOT 11 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 01 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 2 |
| Legal Block | 52 |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50807 |
781 Beard Ave is owned and occupied by two individuals who bought it in March 2024.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 16, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on File |
| Deed Sale | Mar 18, 2024 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Document Number | 202412387 |
| Deed Book / Page | 3684 / 1156 |
| Prior Transfer Date | Apr 3, 2013 |
| Prior Transfer Doc | 0026560747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 18, 2024 |
| Property Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Document Number | 0036841156 |
| Book / Page | 3684 / 1156 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 3120240012387 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PROFESSIONAL TTL OF TREASURE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.69 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Name | Verified Name |
|---|---|
| Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Document Number | 0036841157 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 3684/1157 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Document Number | 0033451966 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 3345/1966 |
| Instrument | 3120200060229 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Document Number | 0031631617 |
| Book / Page | 3163 / 1617 |
| Map Reference | MB5 PG34-37 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 3120180069460 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | PROFESSIONAL TITLE OF INDIAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,568.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1531 GREENMOUNT AVE, 1531, PITTSBURGH, PA 15216-1839 |
| Name | Verified Name |
|---|---|
| Address | 781 BEARD AVE, SEBASTIAN, FL 32958-4811 |
| Document Number | 3120180069461 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 3120180069461 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 781 Beard Ave was $562 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 Homeowner's exemption Veteran's exemption | $318,623 Land $78,094 Building $240,529 | $318,623 Land $78,094 Building $240,529 |
| 2023 | $3,337.00 (+4.64%) | $231,592 (+3%) | $295,142 (+18.34%) Land $78,094 Building $217,048 |
| 2022 | $3,189.00 | $224,847 | $249,406 Land $53,550 Building $195,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 Beard Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2017 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Beard Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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