7809 Opal Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 7809 Opal Dr, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,708 sqft · built 1970
Lot Size0.273 acres (11,900 sqft)
Owner2 Owner Names on Record
Tax Bill$831 (2025)
Flood ZoneZone X (minimal risk)
APN129F K 015

Property Details

APN / Parcel Number

Primary APN129F K 015
Alternative APN
  • 0000055243

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,900 sqft (0.273 acres)
Lot Dimensions140 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000055243
Street Address7809 OPAL DR
CityCHATTANOOGA
StateTN
Zip37416-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 WASHINGTON HILLS UNIT NO 6 PB 23 PG 13
Legal SubdivisionWASHINGTON HILLS UNI
Legal Lot Number2
Legal Unit6
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group4
Census Block4006
Census Tract11402

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address7809 OPAL DR, CHATTANOOGA, TN 37416-2421
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 26, 2012
Transfer Doc0000000194
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$831.00 (+5.19%)$54,875 (+55.23%)$219,500 (+55.23%) Land $60,000 Building $159,500
2024$790.00$35,350 (-)$141,400 (-) Land $30,000 Building $111,400
2023$790.00$35,350 (-)$141,400 (-) Land $30,000 Building $111,400
2022$790.00$35,350$141,400 Land $30,000 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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