Hamilton County property record for 7802 Opal Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1971 |
| Lot Size | 0.249 acres (10,856 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $974 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Oct 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129F L 022 |
| Primary APN | 129F L 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,856 sqft (0.249 acres) |
| Lot Dimensions | 123 ft deep x 65.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000055272 |
|---|---|
| Street Address | 7802 OPAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 21 MC NABBS ADDN TO WASHINGTON HILLS UNIT NO 1 PB 27 PG 68 |
| Legal Subdivision | MC NABBS ADD WASHING |
| Legal Lot Number | 21 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 11402 |
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 18, 2022 | Intrafamily Transfer, Transfer |
| Oct 18, 2018 | Quit Claim Deed, Transfer NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Jun 1, 2018 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2024 |
| Transfer Doc | 0000000051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 12, 2024 |
| Property Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Number | 0000000051 |
| Book / Page | 13618 / 971 |
| Map Reference | MB 27 PG 68 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 2024061200051 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 18, 2022 |
| Property Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Number | 0000000043 |
| Book / Page | 13119 / 308 |
| Map Reference | MB 27 PG 68 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022101800043 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 18, 2018 |
| Property Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Number | 1018000122 |
| Book / Page | 011480 / 000381 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 181018000122 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7802 OPAL DR CHATTANOOGA TN 374162400, CHATTANOOGA, TN 37416-2400 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7802 OPAL DR, CHATTANOOGA, TN 37416-2400 |
| Document Number | 0802000133 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 7802 OPAL DR CHATTANOOGA TN 374162400, CHATTANOOGA, TN 37416-2400 |
| Document Number | 0802000133 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 011417/000315 |
| Instrument | 180802000133 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $974.00 (+5.75%) | $64,275 (+56.1%) | $257,100 (+56.1%) Land $60,000 Building $197,100 |
| 2024 | $921.00 | $41,175 (-) | $164,700 (-) Land $30,000 Building $134,700 |
| 2023 | $921.00 | $41,175 (-) | $164,700 (-) Land $30,000 Building $134,700 |
| 2022 | $921.00 | $41,175 | $164,700 Land $30,000 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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