7809 Montero Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7809 Montero Dr, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	3 ba · 1,294 sqft · built 1979
Lot Size	5 acres (217,865 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jan 2024)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21173300A50000`

Property Details

APN / Parcel Number

Primary APN	`21173300A50000`
Alternative APNs	`173300A50000` `00605914`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,294 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	217,865 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00605914
Street Address	7809 MONTERO DR
City	PROSPECT
State	KY
Zip	40059-9458
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT A-5, BLDG A HUNTING HILLS CONDOMINIUMS
Legal Subdivision	HUNTING HILLS CONDO
Legal Lot Number	A5
Legal Unit	A-5
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1008
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 3, 2023	Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Oct 4, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Mar 30, 2023 · Amount on Record
Deed Document Number	0012770730
Deed Book / Page	12770 / 730
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 24, 2024
Property Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0000009217
Book / Page	D 12770 / 730
Map Reference	MB 17 PG 45-54
Instrument Date	Jan 17, 2024
Instrument	2024009217
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3203 TARA CT, LA GRANGE, KY 40031-9344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 MONTERO DR, PROSPECT, KY 40059-9458

Mortgage

Document Number	0000009218
Date	Jan 24, 2024
Instrument	2024009218

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 30, 2023
Property Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0000062806
Book / Page	D 12582 / 301
Map Reference	MB 5139 PG 317
Instrument Date	Mar 29, 2023
Instrument	2023062806
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 MAPLE AVE, PEWEE VALLEY, KY 40056-9063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 MONTERO DR, PROSPECT, KY 40059-9458

Mortgage

Document Number	0000062807
Date	Mar 30, 2023
Instrument	2023062807

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 3, 2023
Property Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0000000226
Book / Page	D 12527 / 179
Map Reference	MB 17 PG 45-54
Instrument Date	Dec 28, 2022
Instrument	2023000226
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7809 MONTERO DR, PROSPECT, KY 40059-9458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MAPLE AVE, PEWEE VALLEY, KY 40056-9063

Mortgage

Document Number	0000000227
Date	Jan 3, 2023
Instrument	2023000227

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 28, 2027

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 4, 2019
Property Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0115220624
Book / Page	011522 / 000624
Instrument Date	Sep 25, 2019
Instrument	230879
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 MONTERO DR PROSPECT KY 400599458, PROSPECT, KY 40059-9458

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 9, 2018
Property Address	7809 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0111020308
Book / Page	011102 / 000308
Instrument Date	Mar 8, 2018
Instrument	56867
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7809 MONTERO DR PROSPECT KY 400599458, PROSPECT, KY 40059-9458

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+13.77%)	$191,000 (+18.08%) Building $191,000
2024			$191,000 (+18.08%) Building $191,000
2023	$1,873.00 (-0.32%)	$161,750 (-) Building $161,750	$161,750 (-) Building $161,750
2022	$1,879.00	$161,750 Building $161,750	$161,750 Building $161,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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