7805 Montero Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7805 Montero Dr, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	3 ba · 1,331 sqft · built 1979
Lot Size	5 acres (217,865 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (May 2020)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21173300A30000`

Property Details

APN / Parcel Number

Primary APN	`21173300A30000`
Alternative APNs	`173300A30000` `00605912`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,331 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,865 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00605912
Street Address	7805 MONTERO DR
City	PROSPECT
State	KY
Zip	40059-9458
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HUNTING HILLS
Legal Subdivision	HUNTING HILLS CONDOS
Legal Lot Number	A3
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1008
Census Tract	10312

Owner

7805 Montero Dr, a condominium, is owned and occupied by two individuals who bought it in May 2020.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7805 MONTERO DR, PROSPECT, KY 40059-9458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer · VA Mortgage PNC BK
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	12187031
Deed Book / Page	11676 / 231
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 1, 2020
Property Address	7805 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0116760231
Book / Page	011676 / 000231
Instrument Date	Apr 23, 2020
Instrument	87416
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	AGENCY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7805 MONTERO DR PROSPECT KY 400599458, PROSPECT, KY 40059-9458

Mortgage

Document Number	165100502
Date	May 1, 2020
Book Page	016510/000502
Instrument	87417

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 30, 2019
Property Address	7805 MONTERO DR, PROSPECT, KY 40059-9458
Document Number	0115180133
Book / Page	011518 / 000133
Instrument Date	Sep 24, 2019
Instrument	226642
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	S AND B TITLE, S & B TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4008 CARUTH CT FLOWER MOUND TX 750222868, FLOWER MOUND, TX 75022-2868

Mortgage

Document Number	161610210
Date	Sep 30, 2019
Book Page	016161/000210
Instrument	226643

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 29, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 7805 Montero Dr was $1,757.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00	$157,500 Building $157,500
2024			$157,500 (-) Building $157,500
2023	$1,823.00 (-0.38%)	$157,500 (-) Building $157,500	$157,500 (-) Building $157,500
2022	$1,830.00	$157,500 Building $157,500	$157,500 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7805 Montero Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7805 Montero Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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