7809 38th Ct E, Sarasota, FL 34243 Property Records

Manatee County property record for 7809 38th Ct E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1995
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Mar 2017)
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20280-0270-3`

Property Details

APN / Parcel Number

Primary APN	`20280-0270-3`
Alternative APN	`3518322028002703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,707 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	220 sqft
Porch	Screened Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	7809 38TH CT E
City	SARASOTA
State	FL
Zip	34243-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 53 COPPERFIELD SUB PI#20280.0270/3
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COPPERFIELD
Legal Tract	02028000
Legal Lot Number	53
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3012
Census Tract	805

Owner

7809 38th Ct E is owned and occupied by an individual who acquired it in December 2024.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7809 38TH CT E, SARASOTA, FL 34243-2857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 30, 2017	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Mar 28, 2017	Warranty Deed, Transfer QUALITY ABSTRACT SERVICES INC, BURNT STORE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Prior Sale	Mar 18, 2016 · Amount on File
Deed Document Number	201728055
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000004737
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7809 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0041105112
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7809 38TH CT E SARASOTA FL 342432857, SARASOTA, FL 34243-2857

Mortgage

Document Number	0041105112
Date	Oct 1, 2020
Instrument	41105112

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7809 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0026680442
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7809 38TH CT E SARASOTA FL 342432857, SARASOTA, FL 34243-2857

Mortgage

Document Number	0026680442
Date	Apr 6, 2017
Book Page	002668/000442
Instrument	41031435

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 28, 2017
Property Address	7809 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0026663964
Book / Page	002666 / 003964
Instrument Date	Mar 28, 2017
Instrument	41028055
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	QUALITY ABSTRACT SERVICES INC, BURNT STORE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7809 38TH CT E SARASOTA FL 342432857, SARASOTA, FL 34243-2857

Tax Assessment & Valuation

The 2025 property tax bill for 7809 38th Ct E was $3,365 with a homeowner's exemption, up 3.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,093 (+2.7%)	$331,948 (-0.29%) Land $51,000 Building $280,948
2025	$3,365.00 (+3.28%)	$248,387	$332,901 Land $51,000 Building $281,901
2024	$3,258.00 (+1.84%)
2023	$3,199.00 (+3.09%) Homeowner's exemption	$234,356 (+3%)	$342,135 (+12.81%) Land $51,000 Building $291,135
2022	$3,103.00 Homeowner's exemption	$227,530	$303,293 Land $50,000 Building $253,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7809 38th Ct E in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7809 38th Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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