7807 38th Ct E, Sarasota, FL 34243 Property Records

Manatee County property record for 7807 38th Ct E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1989
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Jul 2026)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20280-0275-2`

Property Details

APN / Parcel Number

Primary APN	`20280-0275-2`
Alternative APN	`3518322028002752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	7807 38TH CT E
City	SARASOTA
State	FL
Zip	34243-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 54 COPPERFIELD SUB PI#20280.0275/2
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COPPERFIELD
Legal Tract	02028000
Legal Lot Number	54
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3012
Census Tract	805

Owner

Source: Manatee County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7807 38TH CT E, SARASOTA, FL 34243-2857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Jan 26, 2018	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	202683477
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 20, 2026
Property Address	7807 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0000083477
Instrument Date	Jul 17, 2026
Instrument	202683477
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$246,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 38TH CT E, SARASOTA, FL 34243-2857

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7807 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0041109128
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 38TH CT E SARASOTA FL 342432857, SARASOTA, FL 34243-2857

Mortgage

Document Number	0041109128
Date	Oct 9, 2020
Instrument	41109128

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 26, 2018
Property Address	7807 38TH CT E, SARASOTA, FL 34243-2857
Document Number	0027115157
Book / Page	002711 / 005157
Instrument Date	Jan 22, 2018
Instrument	41008688
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7807 38TH CT E SARASOTA FL 342432857, SARASOTA, FL 34243-2857

Mortgage

Document Number	27115159
Date	Jan 26, 2018
Book Page	002711/005159
Instrument	41008689

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,322 (-) Land $51,000 Building $236,322	$287,322 (-) Land $51,000 Building $236,322
2025	$4,467.00 (-1.93%)	$287,322 (+39.37%) Land $51,000 Building $236,322	$287,322 (-2.12%) Land $51,000 Building $236,322
2024	$4,555.00 (+65.88%)
2023	$2,746.00 (+3.19%) Homeowner's exemption	$206,155 (+3%)	$293,542 (+12.09%) Land $51,000 Building $242,542
2022	$2,661.00 Homeowner's exemption	$200,150	$261,871 Land $50,000 Building $211,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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