78087 Cobalt Ct, La Quinta, CA 92253 Property Records

Riverside County property record for 78087 Cobalt Ct, La Quinta, CA 92253

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 763 sqft · built 1989
Lot Size	0.8 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2025)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Jan 2021 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`604-023-015`

Property Details

APN / Parcel Number

Primary APN	`604-023-015`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	763 sqft Living Area
1st Floor Area	763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Gravel
Lot Area	3,485 sqft (0.8 acres)
View / Lot	Golf Course
Garage Type	Detached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	78087 COBALT CT
City	LA QUINTA
State	CA
Zip	92253-3820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 154 CM 071/163 INT IN COMMON LOT 6 TR 18915 MB 146/054
Legal Subdivision	PALM ROYALE
Legal Tract	18915
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45234

Owner

78087 Cobalt Ct, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	78087 COBALT CT, LA QUINTA, CA 92253-3820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Grant Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.
May 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	2025227200
Prior Transfer Date	Aug 30, 1996
Prior Transfer Doc	0000488001
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2021
Property Address	78087 COBALT CT, LA QUINTA, CA 92253-3820
Document Number	0000003843
Instrument Date	Dec 7, 2020
Instrument	3843
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	819 14TH ST BELLINGHAM WA 982256303, BELLINGHAM, WA 98225-6303

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 14, 2020
Property Address	78087 COBALT CT, LA QUINTA, CA 92253-3820
Document Number	0000205939
Map Reference	MB 146 PG 54-61
Instrument Date	May 8, 2020
Instrument	2020-0205939
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LANDWOOD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78087 COBALT CT, LA QUINTA, CA 92253-3820

Mortgage

Document Number	0000205940
Date	May 14, 2020
Instrument	2020-0205940

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 78087 Cobalt Ct was $3,245.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,000 (+30.66%) Land $75,000 Building $222,000
2025	$3,245.00	$227,309 Land $59,533 Building $167,776
2023	$3,076.00 (+2.67%)	$218,484 Land $57,222 Building $161,262
2022	$2,996.00
2021			$186,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78087 Cobalt Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78087 Cobalt Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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