78085 Cobalt Ct, La Quinta, CA 92253 Property Records

Riverside County property record for 78085 Cobalt Ct, La Quinta, CA 92253

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 763 sqft · built 1989
Lot Size0.8 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Sep 2019)
Tax Bill$2,872 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN604-023-016

Property Details

APN / Parcel Number

Primary APN604-023-016

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area763 sqft Living Area
1st Floor Area763 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialGravel
Lot Area3,485 sqft (0.8 acres)
View / LotGolf Course
Garage TypeDetached
Garage Area235 sqft
Parking Spaces1 Parking Space
Putting GreenPutting Green

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address78085 COBALT CT
CityLA QUINTA
StateCA
Zip92253-3820
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 155 CM 071/163 INT IN COMMON LOT 6 TR 18915 MB 146/054
Legal SubdivisionTRACT NO 18915
Legal Tract18915
Legal Lot Number6
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group3
Census Block3001
Census Tract45234

Owner

78085 Cobalt Ct, a condominium, is owned by an individual who bought it in September 2019.

Source: Riverside County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address8426 WESTERN TRAIL PL, A, RANCHO CUCAMONGA, CA 91730-3788
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed of Trust, Mortgage · Line of Credit
SCHOOLS FCU
Sep 16, 2019Grant Deed, Transfer · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2019 · Amount on File
Deed SaleSep 16, 2019 · Amount on File
Prior SaleMay 2, 2012 · Amount on File
Deed Document Number2019362270
Prior Transfer DateMay 9, 2006
Prior Transfer Doc0000366619
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address78085 COBALT CT, LA QUINTA, CA 92253-3820
Transaction TypeMortgage
Record UpdatedJul 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address78085 COBALT CT, LA QUINTA, CA 92253-3820

Mortgage

Document Number0000190957
DateJun 30, 2023
Instrument2023-0190957
Lender
NameSCHOOLS FCU
TypeCredit Union
AddressTORRANCE, CA 90502
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 16, 2019
Property Address78085 COBALT CT, LA QUINTA, CA 92253-3820
Document Number0000362270
Map ReferenceMB 146 PG 54-61
Instrument DateAug 23, 2019
Instrument2019-0362270
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyORANGE COAST TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21243 FIBRE CT, WALNUT, CA 91789-3304

Mortgage

Document Number0000362271
DateSep 16, 2019
Instrument2019-0362271
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 78085 Cobalt Ct was $2,872.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityLa Quinta City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,788 (+2%) Land $20,914 Building $179,874
2025$2,872.00$196,852 Land $20,504 Building $176,348
2023$2,717.00 (+2.72%)$189,209 Land $19,708 Building $169,501
2022$2,645.00
2021$201,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78085 Cobalt Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78085 Cobalt Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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