7807 Tower Terrace Rd, Cedar Rapids, IA 52411 Property Records

Linn County property record for 7807 Tower Terrace Rd, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1977
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Sep 2018)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12234-26004-00000`

Property Details

APN / Parcel Number

Primary APN	`12234-26004-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,469 sqft
Basement Area	1,469 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,476 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7807 TOWER TERRACE RD
City	CEDAR RAPIDS
State	IA
Zip	52411-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	KAISER LOVIG LOT 1
Legal Range	8W
Legal Township	84N
Legal Section	23
Legal Subdivision	KAISER LOVIG
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1099
Census Tract	10600

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7807 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage HILLS BK&TR
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jul 19, 2006 · Amount on Record
Deed Book / Page	10200 / 449
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 19, 2018
Property Address	7807 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7848
Document Number	0102000449
Book / Page	010200 / 000449
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7807 TOWER TERRACE RD TODDVILLE IA 523419746, TODDVILLE, IA 52341-9746

Mortgage

Document Number	102000450
Date	Sep 19, 2018
Book Page	010200/000450

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	7807 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411-7848
Document Number	0100400434
Book / Page	010040 / 000434
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7807 TOWER TERRACE RD TODDVILLE IA 523419746, TODDVILLE, IA 52341-9746

Mortgage

Document Number	0100400434
Date	Feb 16, 2018
Book Page	010040/000434

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (-) Land $112,000 Building $316,300	$428,300 (-) Land $112,000 Building $316,300
2025	$4,500.00	$428,300 (+9.01%) Land $112,000 Building $316,300	$428,300 (+9.01%) Land $112,000 Building $316,300
2024	$4,500.00 (-1.96%)
2023		$392,900 Land $112,000 Building $280,900	$392,900 Land $112,000 Building $280,900
2022	$4,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1984–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Palo Cooperative Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: USA Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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