Carteret County property record for 7805 Ocean Dr, #E, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 1,566 sqft · built 1986 |
| Lot Size | 0.02 acres (891 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,300,000 (Sep 2025) |
| Tax Bill | $3,084 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5393.05.27.0606000 |
| Primary APN | 5393.05.27.0606000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 1,297 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 891 sqft (0.02 acres) |
| Porch | Slab |
| Porch Area | 406 sqft |
| Deck Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 47084 |
|---|---|
| Street Address | 7805 OCEAN DR, E |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UE FOOTLOOSE & FANCY FREE |
| Legal Subdivision | OCEAN FOREST S/D |
| Legal Block | 27 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970903 |
Source: Carteret County records · APN 5393.05.27.0606000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16904 REGATTA CV, JONESTOWN, TX 78645-4502 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2018 · Amount on Record |
| Deed Document Number | 20251867290 |
| Deed Book / Page | 1867 / 290 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 29, 2025 |
| Property Address | 7805 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Document Number | 0018670290 |
| Book / Page | 1867 / 290 |
| Map Reference | MB 1079 PG 465 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 1867290 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3100 CANOE BROOK PKWY, RALEIGH, NC 27614-8458 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16904 REGATTA CV, JONESTOWN, TX 78645-4502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 7805 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016970377 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 1697/377 |
| Instrument | 1697377 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 7805 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016640239 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 1664/239 |
| Instrument | 1664239 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 01, 2018 |
| Property Address | 7805 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Document Number | 0016010191 |
| Book / Page | 1601 / 191 |
| Map Reference | MB1079 PG465 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 1601191 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 NORTHAVEN CIR, 630, GLENSHAW, PA 15116-1960 |
| Name | Verified Name |
|---|---|
| Address | 900 CARPENTER TOWN LN, CARY, NC 27519-9315 |
| Document Number | 1601192 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 1601192 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,084.00 (-6.55%) | $753,405 (+30.94%) Building $753,405 | $753,405 (+30.94%) Building $753,405 |
| 2023 | $575,360 Building $575,360 | $575,360 Building $575,360 | |
| 2022 | $3,300.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 760 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured 205 under condo master policies |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024, tidal / storm surge, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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