7804 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7804 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1968
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$715,000 (Apr 2021)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5393.05.17.9984000`

Property Details

APN / Parcel Number

Primary APN	`5393.05.17.9984000`
Alternative APNs	`549238` `69667`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,184 sqft Heated Area
Gross Area	2,040 sqft
1st Floor Area	956 sqft
Utility Area	20 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	161 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	214 sqft
Carport	Carport
Carport Area	214 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	120 sqft
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	69667
Street Address	7804 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BK OCEAN FOREST
Legal Subdivision	OCEAN FOREST S/D
Legal Block	17
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

7804 Ocean Dr is owned by a company that bought it in April 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3460 SIENNA HILL PL, CARY, NC 27519-5219
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Special Warranty Deed, Transfer
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20211718390
Deed Book / Page	1718 / 390
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 16, 2024
Property Address	7804 OCEAN DR, EMERALD ISLE, NC 28594-2835
Document Number	0018170378
Book / Page	1817 / 378
Map Reference	MB 6 PG 3
Instrument Date	Jan 11, 2024
Instrument	1817378
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3460 SIENNA HILL PL, CARY, NC 27519-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 SIENNA HILL PL, CARY, NC 27519-5219

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 22, 2021
Property Address	7804 OCEAN DR, EMERALD ISLE, NC 28594-2835
Document Number	0017180390
Book / Page	1718 / 390
Map Reference	MB 6 PG 3
Instrument Date	Apr 19, 2021
Instrument	1718390
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 PARK AVE, 434, CAPE CARTERET, NC 28584-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 SIENNA HILL PL, CARY, NC 27519-5219

Mortgage

Document Number	1718391
Date	Apr 22, 2021
Instrument	1718-391

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7804 Ocean Dr was $3,653.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,273 (-) Land $547,200 Building $327,073	$874,273 (-) Land $547,200 Building $327,073
2025	$3,653.00	$874,273 Land $547,200 Building $327,073	$874,273 Land $547,200 Building $327,073
2023		$419,417 Land $241,468 Building $177,949	$419,417 Land $241,468 Building $177,949
2022	$2,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7804 Ocean Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7804 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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