780 N 2nd St, El Cajon, CA 92021 Property Records

San Diego County property record for 780 N 2nd St, El Cajon, CA 92021

Property Summary

Property Type	Mixed Use Store/Office
Details	912 sqft · built 1989
Lot Size	0.164 acres (7,137 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Dec 2020)
Tax Bill	$7,515 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484-254-23-00`

Property Details

APN / Parcel Number

Primary APN	`484-254-23-00`
Alternative APN	`4842535400`

Interior

Building Area	912 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,137 sqft (0.164 acres)

Location & Zoning

Old Parcel Number	4842535400
Street Address	780 N 2ND ST
City	EL CAJON
State	CA
Zip	92021-5801
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-G
Legal Description	BLK 23 LOT 3 /EXC ST WID/ TR 001856
Legal Subdivision	BOSTONIA ACRES
Legal Tract	001856
Legal Block	23
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16302

Owner

780 N 2nd St, a commercial property, is owned by a company that bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	780 N 2ND ST, EL CAJON, CA 92021-5801
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Grant Deed, Transfer · Stand-Alone First Mortgage HOMESTREET BANK
Sep 25, 2017	Deed of Trust, Mortgage CDC SMALL BUSN FIN
Sep 29, 2017	Grant Deed, Transfer · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2020806498
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	780 N 2ND ST, EL CAJON, CA 92021-5801
Document Number	0000806498
Map Reference	MAP 1856
Instrument Date	Nov 13, 2020
Instrument	2020-0806498
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 AVOCADO AVE STE 102, 102, EL CAJON, CA 92020-7782

Mortgage

Document Number	0000806499
Date	Dec 15, 2020
Instrument	2020-0806499

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	780 N 2ND ST, EL CAJON, CA 92021-5801
Document Number	0000460851
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 N 2ND ST EL CAJON CA 920215801, EL CAJON, CA 92021-5801

Mortgage

Document Number	0000460851
Date	Oct 5, 2017
Instrument	460851

Lender

Name	CDC SMALL BUSN FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92106

Agreement

Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	780 N 2ND ST, EL CAJON, CA 92021-5801
Document Number	0000451526
Instrument Date	Aug 16, 2017
Instrument	451526
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8820 KEEMO CT LAKESIDE CA 92040, LAKESIDE, CA 92040

Mortgage

Document Number	451527
Date	Sep 29, 2017
Instrument	451527

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92186-5833

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	451531,
Date	Sep 29, 2017
Instrument	451531

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	SAN DIEGO, CA 92186-5833

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 780 N 2nd St was $7,515.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,243 (+2%) Land $331,223 Building $276,020
2025	$7,515.00	$595,337 Land $324,729 Building $270,608
2023	$7,486.00 (+3.9%)	$572,220 Land $312,120 Building $260,100
2022	$7,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 780 N 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 780 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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