Jackson County property record for 780 Cherry Cove Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1975 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,305 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7557-33-8963 |
| Primary APN | 7557-33-8963 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Heated Area |
| 1st Floor Area | 1,104 sqft |
| Upper Floors Area | 360 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 128 sqft |
| Patio Area | 1,040 sqft |
| Storage Building | 900 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 780 CHERRY COVE RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF CULLOWHEE MOUNTAIN RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 NEW HOPE DR, SYLVA, NC 28779-6760 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 9, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2025 |
| Transfer Doc | 2410000066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 780 CHERRY COVE RD, CULLOWHEE, NC 28723-9735 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023681437 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 2368/1437 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 780 CHERRY COVE RD, CULLOWHEE, NC 28723-9735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021980894 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 2198/894 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SYLVA, NC 28779 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $343,543 (-) Land $103,980 Building $239,563 | |
| 2025 | $1,305.00 (+39.72%) | $343,543 (+39.75%) Land $103,980 Building $239,563 |
| 2023 | $934.00 | $245,830 Land $98,280 Building $147,550 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
4G LTE (outdoors only), no 5G reported
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