Jackson County property record for 658 Cherry Cove Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,602 sqft · built 1978 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7557-34-2082 |
| Primary APN | 7557-34-2082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,602 sqft Heated Area |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 201 sqft |
| Patio Area | 545 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 658 CHERRY COVE RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-7611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29 HENNESSEE |
| Legal Lot Number | 29 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 950600 |
658 Cherry Cove Rd, a single family home, is held in a trust.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 1900, CULLOWHEE, NC 28723-1900 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 658 CHERRY COVE RD, CULLOWHEE, NC 28723-7611 |
| Document Number | 0021851845 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 658 CHERRY COVE RD CULLOWHEE NC 287237611, CULLOWHEE, NC 28723-7611 |
| Document Number | 0021851845 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 002185/001845 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 658 Cherry Cove Rd was $1,142.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $300,688 Land $44,530 Building $256,158 | |
| 2025 | $1,142.00 | |
| 2023 | $748.00 | $196,900 Land $44,530 Building $152,370 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 658 Cherry Cove Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 658 Cherry Cove Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
4G LTE (outdoors only), no 5G reported
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