780 Cherokee Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 780 Cherokee Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,595 sqft · built 1961
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on Record
Last Sale$595,000 (May 2015)
Tax Bill$13,616 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-04-411-004

Property Details

APN / Parcel Number

Primary APN16-04-411-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,595 sqft Living Area
Gross Area4,469 sqft
1st Floor Area2,595 sqft
Basement Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions150 ft deep x 124 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address780 CHEROKEE RD
CityLAKE FOREST
StateIL
Zip60045-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING OAKS UNIT 6 LOT 30
Legal SubdivisionWHISPERING OAKS UNIT 6
Legal Lot Number30
Legal Unit6
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2001
Census Tract864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address780 CHEROKEE RD, LAKE FOREST, IL 60045-3148
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Jan 17, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2015 · Amount on Record
Deed SaleMay 8, 2015 · Amount on Record
Prior SaleMay 4, 2006 · Amount on Record
Deed Document Number20157193078
Prior Transfer DateJun 9, 2004
Prior Transfer Doc0005599028
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address780 CHEROKEE RD, LAKE FOREST, IL 60045-3148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007654111
DateMay 7, 2020
Instrument7654111
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address780 CHEROKEE RD, LAKE FOREST, IL 60045-3148
Document Number0007460095
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address780 CHEROKEE RD LAKE FOREST IL 600453148, LAKE FOREST, IL 60045-3148

Mortgage

Document Number0007460095
DateJan 25, 2018
Instrument7460095
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,597 (+14.71%) Land $117,355 Building $143,242$781,869 (+14.71%) Land $352,100 Building $429,769
2024$13,616.00 (-2.76%)
2023$14,003.00 (+5.83%)$227,188 (-5.08%) Land $102,310 Building $124,878$681,632 (-5.08%) Land $306,961 Building $374,671
2022$13,232.00$239,355 Land $105,705 Building $133,650$718,137 Land $317,147 Building $400,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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