596 Cherokee Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 596 Cherokee Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,787 sqft · built 1961
Lot Size0.529 acres (23,039 sqft)
OwnerIndividual Name on Record
Last Sale$386,500 (Jun 2020)
Tax Bill$14,142 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-04-409-018

Property Details

APN / Parcel Number

Primary APN16-04-409-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,787 sqft Living Area
Gross Area5,544 sqft
1st Floor Area2,787 sqft
Basement Area2,229 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,039 sqft (0.529 acres)
Lot Dimensions192 ft deep x 120 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address596 CHEROKEE RD
CityLAKE FOREST
StateIL
Zip60045-3156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING OAKS UNIT 6 LOT 8
Legal SubdivisionWHISPERING OAKS UNIT 6
Legal Lot Number8
Legal Unit6
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2000
Census Tract864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address596 CHEROKEE RD, LAKE FOREST, IL 60045-3156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 4, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jun 12, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2020 · Amount on Record
Deed SaleJun 4, 2020 · Amount on Record
Prior SaleJun 12, 2019
Deed Document Number20207661361
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address596 CHEROKEE RD, LAKE FOREST, IL 60045-3156
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007694262
DateSep 14, 2020
Instrument7694262
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IL
Recording DateJun 4, 2020
Property Address596 CHEROKEE RD, LAKE FOREST, IL 60045-3156
Document Number0007661361
Instrument DateFeb 7, 2020
Instrument7661361
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 NORTHMOOR RD LAKE FOREST IL 600453239, LAKE FOREST, IL 60045-3239

Mortgage

Document Number7661362
DateJun 4, 2020
Instrument7661362
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IL
Recording DateJun 12, 2019
Property Address596 CHEROKEE RD, LAKE FOREST, IL 60045-3156
Document Number0007568651
Instrument DateMay 20, 2019
Instrument7568651
Transaction TypeForeclosure
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270,277 (+14.7%) Land $124,926 Building $145,351$810,912 (+14.7%) Land $374,815 Building $436,097
2024$14,142.00 (+76.82%)
2023$7,998.00 (+5.71%)$235,628 (+76.77%) Land $108,911 Building $126,717$706,955 (+76.77%) Land $326,766 Building $380,189
2022$7,566.00$133,298 Land $112,525 Building $20,773$399,934 Land $337,609 Building $62,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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