Hamden Town property record for 78 Westminster St, Hamden, CT 06518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Mar 2019) |
| Tax Bill | $12,244 (2026) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2728 B:086 L:00-0000 |
| Primary APN | HAMD M:2728 B:086 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,458 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 78 WESTMINSTER ST |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06518-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 86 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 166003 |
78 Westminster St is owned and occupied by two individuals who bought it in March 2019.
Source: Hamden Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 WESTMINSTER ST, HAMDEN, CT 06518-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Aug 13, 2018 | Warranty Deed, Transfer PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 · Amount on File |
| Deed Sale | Mar 5, 2019 · Amount on File |
| Prior Sale | May 24, 2010 · Amount on File |
| Deed Book / Page | 4587 / 297 |
| Transfer Doc | 4538-318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Mar 5, 2019 |
| Property Address | 78 WESTMINSTER ST, HAMDEN, CT 06518-3347 |
| Document Number | 4587-297 |
| Book / Page | 4587 / 297 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4587299 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 4587/299 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Aug 13, 2018 |
| Property Address | 78 WESTMINSTER ST, HAMDEN, CT 06518-3347 |
| Document Number | 4538-315 |
| Book / Page | 4538 / 315 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $59.78 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4538-318 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 4538/318 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Aug 1, 2025 |
The 2026 property tax bill for 78 Westminster St was $12,244.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,244.00 | $228,130 (-) Land $58,380 Building $169,750 | $367,582 (+130.18%) |
| 2025 | $228,130 (+43.95%) Land $58,380 Building $169,750 | $159,691 Land $40,866 Building $118,825 | |
| 2024 | $11,835.00 (+34.29%) | $158,480 (-) Land $40,250 Building $118,230 | |
| 2023 | $8,813.00 | $158,480 Land $40,250 Building $118,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Westminster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Westminster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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