Hamden Town property record for 77 Westminster St, Hamden, CT 06518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,099 sqft · built 1938 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Dec 1999) |
| Tax Bill | $13,213 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:2728 B:134 L:00-0000 |
| Primary APN | HAMD M:2728 B:134 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 342 sqft |
| Unfinished Basement | 342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 77 WESTMINSTER ST |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06518-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | SHORT BEACH ROAD |
| Legal Block | 134 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 166003 |
77 Westminster St is owned and occupied by two individuals who bought it in December 1999.
Source: Hamden Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 WESTMINSTER ST, HAMDEN, CT 06518-3348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 28, 2017 | Deed of Trust, Mortgage CITIZENS BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 1999 · Amount on File |
| Deed Sale | Dec 29, 1999 · Amount on File |
| Prior Sale | Apr 21, 1988 · Amount on File |
| Deed Book / Page | 1914 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jul 14, 2026 |
| Property Address | 77 WESTMINSTER ST, HAMDEN, CT 06518-3348 |
| Document Number | 0000003813 |
| Book / Page | 5387 / 277 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 77 WESTMINSTER ST, HAMDEN, CT 06518-3348 |
| Document Number | 0000003813, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 5387/277 |
| Instrument | 20263813 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 77 WESTMINSTER ST, HAMDEN, CT 06518-3348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4402-85 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 4402/85 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 77 WESTMINSTER ST, HAMDEN, CT 06518-3348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4711-1 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 4711/1 |
| Instrument | 3312 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 77 Westminster St was $13,213.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,213.00 | $246,190 (-) Land $61,810 Building $184,380 | $358,516 (+108.04%) |
| 2025 | $246,190 (+40.01%) Land $61,810 Building $184,380 | $172,333 Land $43,267 Building $129,066 | |
| 2024 | $12,772.00 (+30.62%) | $175,840 (-) Land $42,630 Building $133,210 | |
| 2023 | $9,778.00 | $175,840 Land $42,630 Building $133,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Westminster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 77 Westminster St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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