78 Waverly Rd, West Point, MS 39773 Property Records

Clay County property record for 78 Waverly Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,400 sqft · built 1989
Lot Size	0.958 acres (41,753 sqft)
Owner	Individual Name on Record
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092B123A 0050000`

Property Details

APN / Parcel Number

Primary APN	`092B123A 0050000`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Building Area	4,400 sqft Finished Area
1st Floor Area	2,831 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	41,753 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	78 WAVERLY RD
City	WEST POINT
State	MS
Zip	39773-3976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 23 T 17 R 06 LOT 5 BLK 174 DB 180/204 & 180/392
Legal Range	06E
Legal Township	17
Legal Section	23
Legal Subdivision	GOODMAN REVISED
Legal Block	174
Legal Lot Number	5
Jurisdiction	CLAY MS
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	950500

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 WAVERLY RD, WEST POINT, MS 39773-3976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jul 30, 2019	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025
Deed Sale	Feb 28, 2025
Deed Document Number	2025709
Deed Book / Page	322 / 284
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	78 WAVERLY RD, WEST POINT, MS 39773
Transaction Type	Mortgage
Record Updated	Nov 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	517/668
Date	Oct 16, 2019
Book Page	517/668
Instrument	2019005755

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2044

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	78 WAVERLY RD, WEST POINT, MS 39773
Transaction Type	Mortgage
Record Updated	Aug 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	515/674
Date	Jul 30, 2019
Book Page	515/674
Instrument	2019003807

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 26, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (-61.89%) Additional exemption filed	$25,036 (-) Land $3,000 Building $22,036	$250,361 (-) Land $30,000 Building $220,361
2024		$25,036 (-) Land $3,000 Building $22,036	$250,361 (-) Land $30,000 Building $220,361
2023	$2,624.00 (+1.08%) Additional exemption filed	$25,036 Land $3,000 Building $22,036	$250,361 Land $30,000 Building $220,361
2022	$2,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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