Clay County property record for 151 Waverly Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,776 sqft · built 1986 |
| Lot Size | 0.851 acres (37,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,900 (Dec 2017) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A224E 0020000 |
| Primary APN | 092A224E 0020000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 4,776 sqft Finished Area |
| 1st Floor Area | 4,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 37,104 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 304 sqft |
| Utility Building | 192 sqft |
| Street Address | 151 WAVERLY RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 24 T 17 R 06 N 167 FT OF LOT 1 BLK 171 DB 296/717 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 24 |
| Legal Block | 171 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 950400 |
Source: Clay County records · APN 092A224E 0020000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Apr 14, 2021 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Dec 12, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Dec 12, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 20176377 |
| Deed Book / Page | 296 / 717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Document Number | 0LM556/322 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | LM 556/322 |
| Instrument | 2023004179 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 532/215 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 532/215 |
| Instrument | 2021001200 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 499/739 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 499/739 |
| Instrument | 2017006378 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 12, 2017 |
| Property Address | 151 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Document Number | 296/717 |
| Book / Page | 296 / 717 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2017006377 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 OAK RIDGE DR, 104, WEST POINT, MS 39773-8530 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27254 E MAIN ST, WEST POINT, MS 39773-7586 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 (-61.91%) Additional exemption filed | $26,850 (-) Land $3,000 Building $23,850 | $268,498 (-) Land $30,000 Building $238,498 |
| 2024 | $26,850 (-) Land $3,000 Building $23,850 | $268,498 (-) Land $30,000 Building $238,498 | |
| 2023 | $2,896.00 (+1.12%) Additional exemption filed | $26,850 Land $3,000 Building $23,850 | $268,498 Land $30,000 Building $238,498 |
| 2022 | $2,864.00 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1979–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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