Westchester County and Rye City property record for 78 Wappanocca Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,888 sqft · built 1921 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,281,000 (Jul 2022) |
| Tax Bill | $20,410 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 551400 139-19-2-37 |
| Primary APN | 551400 139-19-2-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 78 WAPPANOCCA AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | MAP GLENHYRST |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 WAPPANOCCA AVE, RYE, NY 10580-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Mar 4, 1998 · Amount on Record |
| Deed Document Number | 20223066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 22, 2022 |
| Property Address | 78 WAPPANOCCA AVE, RYE, NY 10580-2028 |
| Document Number | 0621893066 |
| Map Reference | MAP 1491 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 621893066 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,124.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 WAPPANOCCA AVE, RYE, NY 10580-2028 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 211 MCGUINNESS BLVD APT 517, 517, BROOKLYN, NY 11222-6793 |
| Document Number | 0622033242 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 622033242 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 78 WAPPANOCCA AVE, RYE, NY 10580-2028 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | ALL NEW YORK TITLE AGENCY INC, ALL NEW YORK TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0611033796 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 611033796 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,410.00 (+8.95%) | ||
| 2025 | $18,733.00 | $16,100 (-) Land $4,700 Building $11,400 | $1,364,407 (+6.78%) Land $398,305 Building $966,102 |
| 2024 | $16,100 (-) Land $4,700 Building $11,400 | $1,277,778 (+2.38%) Land $373,016 Building $904,762 | |
| 2023 | $16,100 (-) Land $4,700 Building $11,400 | $1,248,062 (+13.95%) Land $364,341 Building $883,721 | |
| 2022 | $16,100 Land $4,700 Building $11,400 | $1,095,238 Land $319,728 Building $775,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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