78 Trout Brook Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 78 Trout Brook Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,448 sqft · built 1969
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 1998)
Tax Bill	$16,812 (2024)
Deeds & Mortgages	Mar 2023 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 18.-2-21`

Property Details

APN / Parcel Number

Primary APN	`372689 18.-2-21`
Alternative APNs	`268901800000020210000000` `044650`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,448 sqft Living Area
1st Floor Area	2,655 sqft
2nd Floor Area	1,127 sqft
Upper Floors Area	666 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	216,058 sqft (4.96 acres)
Lot Width	147 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	912 sqft
Shed	1 Shed
Shed Area	1,160 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	044650
Street Address	78 TROUT BROOK RD
City	COLD SPRING
State	NY
Zip	10516-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	LAND & RESIDENCE
Legal Subdivision	SUBDIVISION MAP OF VIRGINIA ESTATES
Legal Block	2
Legal Lot Number	21.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3008
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, CITYLINE ABSTRACT
Aug 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 1998 · Amount on Record
Deed Sale	Apr 9, 1998 · Amount on Record
Deed Book / Page	1425 / 116
Last Transfer Date	Jun 25, 2020
Transfer Doc	0021710145
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Mar 29, 2023
Property Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325
Document Number	0023140188
Book / Page	2314 / 188
Map Reference	MAP 1114
Instrument Date	Mar 24, 2023
Instrument	1847-2023
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, CITYLINE ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Aug 27, 2020
Property Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325
Document Number	0021710145
Book / Page	2171 / 145
Map Reference	MAP 1114 PG 1
Instrument Date	Jun 25, 2020
Instrument	6735-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE 365 INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TROUT BROOK RD, COLD SPRING, NY 10516-4325

Mortgage

Document Number	0000713953
Date	Aug 27, 2020
Instrument	7139/53

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,100 (-) Land $95,500 Building $194,600	$945,875 (+10.07%)
2024	$16,812.00	$290,100 (-) Land $95,500 Building $194,600	$859,301 (+4.32%)
2023		$290,100 Land $95,500 Building $194,600	$823,680 Land $271,153 Building $552,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 99.5% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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