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41 Trout Brook Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 41 Trout Brook Rd, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,604 sqft · built 1972
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on File
Last Sale$458,250 (May 2011)
Tax Bill$11,504 (2024)
Deeds & MortgagesOct 2016 Mortgage
Oct 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN372689 18.-2-32

Property Details

APN / Parcel Number

Primary APN372689 18.-2-32
Alternative APNs
  • 268901800000020320000000
  • 045050

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,604 sqft Living Area
Gross Area1,734 sqft
1st Floor Area904 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area51,836 sqft (1.19 acres)
Lot Width160 ft Width
View / LotWaterfront
PorchScreened Porch
Porch Area390 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number045050
Street Address41 TROUT BROOK RD
CityCOLD SPRING
StateNY
Zip10516-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAND & RESIDENCE
Legal SubdivisionSUBDIVISION MAP OF VIRGINIA ESTATES
Legal Block2
Legal Lot Number32.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group3
Census Block3010
Census Tract10600

Owner

Source: Putnam County and Philipstown Town records · APN 372689 18.-2-32

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address394 DEAN ST, BROOKLYN, NY 11217-2011
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2016Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Oct 11, 2016Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2011 · Amount on Record
Deed SaleMay 16, 2011 · Amount on Record
Prior SaleMay 16, 2011 · Amount on Record
Deed Book / Page1875 / 263
Record UpdatedJun 08, 2026

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address41 TROUT BROOK RD, COLD SPRING, NY 10516-4323
Document Number0066850077
Instrument DateOct 11, 2016
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address394 DEAN ST BROOKLYN NY 112172011, BROOKLYN, NY 11217-2011

Mortgage

Document Number0066850077
DateJan 27, 2017
Book Page006685/000077
Instrument1600444
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2032

October 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionPUTNAM NY
Property Address41 TROUT BROOK RD, COLD SPRING, NY 10516-4323
Document Number0066850102
Instrument DateOct 11, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTITLEVEST AGENCY INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address394 DEAN ST BROOKLYN NY 112172011, BROOKLYN, NY 11217-2011

Mortgage

Document Number0066850102
DateJan 27, 2017
Book Page006685/000102
Instrument1600445
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2032
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$198,500 (-) Land $53,800 Building $144,700$647,212 (+14.84%)
2024$11,504.00
2023$198,500 (-) Land $53,800 Building $144,700$563,600 (+11.73%) Land $152,754 Building $410,846
2022$198,500 Land $53,800 Building $144,700$504,447 Land $136,722 Building $367,725

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011–2023)
Most Recent ClaimJul 2023, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 40% of the US · above 99% of New York
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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