Mitchell County property record for 78 Stony Crest Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1982 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,500 (Dec 2022) |
| Tax Bill | $1,557 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0797-01-38-2932 |
| Primary APN | 0797-01-38-2932 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 555784677 |
|---|---|
| Street Address | 78 STONY CREST DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG LYNN GAP SWISS VILLAG |
| Legal Subdivision | SWISS VILLAGE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950400 |
78 Stony Crest Dr is owned by two individuals who bought it in December 2022.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 SUNSET DR, ANNISTON, AL 36207-6274 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 9, 2020 | Warranty Deed, Transfer |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Prior Sale | Apr 9, 2020 · Amount on File |
| Deed Document Number | 20223381 |
| Deed Book / Page | 652 / 552 |
| Prior Transfer Date | Sep 19, 2016 |
| Prior Transfer Doc | 572/876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 14, 2022 |
| Property Address | 78 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 000652/552 |
| Book / Page | 652 / 552 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022003381 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 SUNSET DR, ANNISTON, AL 36207-6274 |
| Document Number | 2022003382 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022003382 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 9, 2020 |
| Property Address | 78 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 612/407 |
| Book / Page | 612 / 407 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 2020000557 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 208, CROSS ANCHOR, SC 29331-0208 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 208, CROSS ANCHOR, SC 29331-0208 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 78 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 605/331 |
| Book / Page | 605 / 331 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 2019001572 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3121 W KENSINGTON AVE, 3121, TAMPA, FL 33629-8921 |
| Name | Verified Name |
|---|---|
| Address | 78 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 2019001573 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019001573 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 78 Stony Crest Dr was $1,557.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,557.00 | $243,300 (-) Land $72,800 Building $170,500 | |
| 2025 | $1,557.00 | $243,300 Land $72,800 Building $170,500 | |
| 2023 | $1,532.00 | $243,300 Land $72,800 Building $170,500 | $243,300 Land $72,800 Building $170,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Stony Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Stony Crest Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
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