Mitchell County property record for 48 Stony Crest Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2010 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Oct 2022) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0797-01-38-3877 |
| Primary APN | 0797-01-38-3877 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Lot Area | 28,750 sqft (0.66 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555784546 |
|---|---|
| Street Address | 48 STONY CREST DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 226 SWISS VILLAGE |
| Legal Subdivision | SWISS VILLAGE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2913 VIRGINIA AVE, CHARLOTTE, NC 28205-2533 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Deed Document Number | 20222914 |
| Deed Book / Page | 650 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 19, 2022 |
| Property Address | 48 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 000650/305 |
| Book / Page | 650 / 305 |
| Map Reference | MB 1 PG 112 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022002914 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 CAROLINA CIR SW, 850, VERO BEACH, FL 32962-6900 |
| Name | Verified Name |
|---|---|
| Address | 2913 VIRGINIA AVE, CHARLOTTE, NC 28205-2533 |
| Document Number | 2022002915 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022002915 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.57% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 13, 2020 |
| Property Address | 48 STONY CREST DR, SPRUCE PINE, NC 28777 |
| Document Number | 616/307 |
| Book / Page | 616 / 307 |
| Map Reference | MB 1 PG 112 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020001357 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 534, LITTLE SWITZERLAND, NC 28749-0534 |
| Name | Verified Name |
|---|---|
| Address | 850 CAROLINA CIR SW, VERO BEACH, FL 32962-6900 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 | $530,700 (-) Land $86,100 Building $444,600 | |
| 2025 | $3,396.00 (+1.59%) | $530,700 (-) Land $86,100 Building $444,600 | |
| 2023 | $3,343.00 | $530,700 Land $86,100 Building $444,600 | $530,700 Land $86,100 Building $444,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
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