Madison County property record for 78 River Dr, Hot Springs, NC 28743
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 672 sqft · built 1979 |
| Lot Size | 0.173 acres (7,567 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $803 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8860-42-4381 |
| Primary APN | 8860-42-4381 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 672 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,567 sqft (0.173 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Other |
|---|
| Street Address | 78 RIVER DR |
|---|---|
| City | HOT SPRINGS |
| State | NC |
| Zip | 28743-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 42 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 6, HOT SPRINGS |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 10200 |
78 River Dr is owned and occupied by two individuals.
Source: Madison County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 RIVER DR, HOT SPRINGS, NC 28743-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 78 River Dr was $803.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Hot Springs Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803.00 | $173,307 Land $48,510 Building $124,797 | $173,307 Land $48,510 Building $124,797 |
| 2023 | $91,848 Land $22,050 Building $69,798 | $91,848 Land $22,050 Building $69,798 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 River Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HOT SPRINGS serves 887 people · EPA ID NC0158020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
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