66 River Dr, Hot Springs, NC 28743 Property Records

Madison County property record for 66 River Dr, Hot Springs, NC 28743

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,176 sqft · built 1932
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2019)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`8860-42-4227`

Property Details

APN / Parcel Number

Primary APN	`8860-42-4227`
Alternative APNs	`8860424227 0006604` `6604`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Heated Area
1st Floor Area	1,176 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Porch	Slab
Porch Area	217 sqft

Location & Zoning

Street Address	66 RIVER DR
City	HOT SPRINGS
State	NC
Zip	28743-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL:4-555
Legal Block	42
Jurisdiction	MADISON NC
Township / Civil Division	6, HOT SPRINGS
Census Block Group	1
Census Block	1097
Census Tract	10200

Owner

66 River Dr is owned and occupied by an individual who bought it in May 2019.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	66 RIVER DR, HOT SPRINGS, NC 28743-9239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Aug 9, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Apr 15, 2015 · Amount on File
Deed Book / Page	669 / 503
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	0006160443
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 28, 2019
Property Address	66 RIVER DR, HOT SPRINGS, NC 28743-9239
Document Number	0006690503
Book / Page	669 / 503
Map Reference	MB 4 PG 555
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 RIVER DR, 66, HOT SPRINGS, NC 28743-9239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIVER DR, HOT SPRINGS, NC 28743-9239

Mortgage

Document Number	669506
Date	May 28, 2019
Instrument	669/506

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MADISON NC
Recording Date	Aug 9, 2019
Property Address	66 RIVER DR, HOT SPRINGS, NC 28743-9239
Document Number	0006730370
Book / Page	000673 / 000370
Instrument Date	May 28, 2019
Instrument	333482
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIVER DR HOT SPRINGS NC 287439239, HOT SPRINGS, NC 28743-9239

Tax Assessment & Valuation

The 2025 property tax bill for 66 River Dr was $1,235.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Hot Springs Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00	$293,298 (-) Land $48,510 Building $244,788	$293,298 (-) Land $48,510 Building $244,788
2024	$1,235.00	$293,298 (+96.73%) Land $48,510 Building $244,788	$293,298 (+96.73%) Land $48,510 Building $244,788
2023		$149,083 Land $33,075 Building $116,008	$149,083 Land $33,075 Building $116,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 River Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HOT SPRINGS serves 887 people · EPA ID NC0158020
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Dr

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