Westchester County and New Castle Town property record for 78 Paulding Dr, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,632 sqft · built 1956 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Aug 2005) |
| Tax Bill | $43,286 (2026) |
| Deeds & Mortgages | Oct 2018 Loan Modification Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 100.8-3-13 |
| Primary APN | 553600 100.8-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,632 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| 2nd Floor Area | 1,384 sqft |
| Upper Floors Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Mixed |
| Garage Area | 1,046 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 820 sqft |
| Patio Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 5095000 |
|---|---|
| Street Address | 78 PAULDING DR |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | MAP OF ST ELMO HILLS |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13102 |
78 Paulding Dr is owned and occupied by two individuals who bought it in August 2005.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 PAULDING DR, CHAPPAQUA, NY 10514-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage CITIBANK |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on File |
| Deed Sale | Aug 30, 2005 · Amount on File |
| Prior Sale | May 10, 2000 · Amount on File |
| Deed Document Number | 2005452340491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 78 PAULDING DR, CHAPPAQUA, NY 10514-2821 |
| Document Number | 0582973149 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 78 PAULDING DR CHAPPAQUA NY 105142821, CHAPPAQUA, NY 10514-2821 |
| Document Number | 0582973149 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 058297/003149 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | DARDENNE PRAIRIE, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 78 PAULDING DR, CHAPPAQUA, NY 10514-2821 |
| Document Number | 0582973121 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 78 PAULDING DR CHAPPAQUA NY 105142821, CHAPPAQUA, NY 10514-2821 |
| Document Number | 0582973121 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 058297/003121 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | DARDENNE PRAIRIE, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 78 Paulding Dr was $43,286, up 1% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,286.00 (+99.99%) | ||
| 2025 | $21,644.00 | $251,500 (-) Land $70,000 Building $181,500 | $1,802,867 (+0.86%) Land $501,792 Building $1,301,075 |
| 2024 | $251,500 (-) Land $70,000 Building $181,500 | $1,787,491 (+5.19%) Land $497,512 Building $1,289,979 | |
| 2023 | $251,500 Land $70,000 Building $181,500 | $1,699,324 Land $472,973 Building $1,226,351 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Paulding Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Paulding Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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