77 Paulding Dr, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 77 Paulding Dr, Chappaqua, NY 10514

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,898 sqft · built 1966
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$1,335,000 (Jul 2007)
Tax Bill$29,481 (2026)
Deeds & MortgagesJul 2017 Line of Credit
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN553600 100.8-3-10

Property Details

APN / Parcel Number

Primary APN553600 100.8-3-10
Alternative APNs
  • 360010000800030100000000
  • 5094000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,898 sqft Living Area
1st Floor Area1,482 sqft
2nd Floor Area1,102 sqft
Upper Floors Area247 sqft
Basement Area773 sqft
Finished Basement773 sqft
Unfinished Basement773 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialWood
Lot Area44,431 sqft (1.02 acres)
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area561 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number5094000
Street Address77 PAULDING DR
CityCHAPPAQUA
StateNY
Zip10514-2818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal SubdivisionKITCHAWAN MEADOWS
Legal Block3
Legal Lot Number10.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group3
Census Block3005
Census Tract13102

Owner

77 Paulding Dr is owned and occupied by an individual who bought it in July 2007.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address77 PAULDING DR, CHAPPAQUA, NY 10514-2818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Sep 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA
Sep 23, 2019Loan Modification, Mortgage · Conventional Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2007 · Amount on File
Deed SaleJul 12, 2007 · Amount on File
Prior SaleFeb 18, 1997 · Amount on File
Deed Document Number2007471860581
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address77 PAULDING DR, CHAPPAQUA, NY 10514-2818
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0572083608
DateJul 27, 2017
Instrument572083608
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 19, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address77 PAULDING DR, CHAPPAQUA, NY 10514-2818
Document Number0592893566
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyTITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 PAULDING DR CHAPPAQUA NY 105142818, CHAPPAQUA, NY 10514-2818

Mortgage

Document Number0592893566
DateOct 17, 2019
Book Page059289/003566
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 16, 2049
Interest
Rate TypeAdjustable Rate
Rate2.25%

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address77 PAULDING DR, CHAPPAQUA, NY 10514-2818
Document Number0593053490
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedDec 6, 2019
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 PAULDING DR CHAPPAQUA NY 105142818, CHAPPAQUA, NY 10514-2818

Mortgage

Document Number0593053490
DateNov 22, 2019
Book Page059305/003490
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 21, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 77 Paulding Dr was $29,481, down 20.3% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictChappaqua Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,481.00 (-20.26%)
2025$36,970.00$170,000 (-) Land $34,400 Building $135,600$1,218,638 (+0.86%) Land $246,595 Building $972,043
2024$170,000 (-) Land $34,400 Building $135,600$1,208,245 (+5.19%) Land $244,492 Building $963,753
2023$170,000 Land $34,400 Building $135,600$1,148,648 Land $232,432 Building $916,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 77 Paulding Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims10 (1996–2021)
Claims Outside the SFHA10 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Paulding Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW CASTLE/STANWOOD W.D.
serves 17,116 people · EPA ID NY5903442
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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