78 Oak Rd, Orinda, CA 94563 Property Records

Contra Costa County property record for 78 Oak Rd, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,580 sqft · built 2011
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Trust Names on File
Last Sale	$2,050,000 (Sep 2020)
Tax Bill	$27,260 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`273-091-035-9`

Property Details

APN / Parcel Number

Primary APN	`273-091-035-9`
Alternative APN	`273-091-035`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,580 sqft Living Area
1st Floor Area	1,303 sqft
2nd Floor Area	2,277 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	78 OAK RD
City	ORINDA
State	CA
Zip	94563-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7173 POR L5
Legal Subdivision	SUBDIVISION 7173
Legal Tract	7173
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	353001

Owner

78 Oak Rd is owner-occupied and held in a trust since November 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	78 OAK RD, ORINDA, CA 94563-3326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 20, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Dec 3, 2021	Intrafamily Transfer, Transfer
Sep 29, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Apr 24, 2013 · Amount on File
Deed Document Number	2020220954
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000330957
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	78 OAK RD, ORINDA, CA 94563-3326
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141433
Date	Aug 7, 2017
Instrument	2017-141433

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	78 OAK RD, ORINDA, CA 94563-3326
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187492
Date	Nov 20, 2018
Instrument	2018-187492

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 3, 2021
Property Address	78 OAK RD, ORINDA, CA 94563-3326
Document Number	0000330957
Map Reference	MB 324 PG 22
Instrument Date	Nov 2, 2021
Instrument	2021-330957
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	78 OAK RD, ORINDA, CA 94563-3326

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2020
Property Address	78 OAK RD, ORINDA, CA 94563-3326
Document Number	0000220954
Map Reference	MB 324 PG 22
Instrument Date	Sep 25, 2020
Instrument	2020-220954
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	78 OAK RD, ORINDA, CA 94563-3326

Mortgage

Document Number	0000220955
Date	Sep 29, 2020
Instrument	2020-220955

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000220956
Date	Sep 29, 2020
Instrument	2020-220956

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 78 Oak Rd was $27,260 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,263,364 (+2%) Land $1,104,080 Building $1,159,284
2025	$27,260.00 Homeowner's exemption	$2,218,985 Land $1,082,432 Building $1,136,553
2023	$26,383.00 (+2.36%) Homeowner's exemption	$2,132,820 Land $1,040,400 Building $1,092,420
2022	$25,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Oak Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	22 (1978–2005)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Oak Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

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