Union County and Summit City property record for 78 Mountain Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,257 sqft · built 1906 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Company on Record |
| Last Sale | $665,000 (Jan 2020) |
| Tax Bill | $15,170 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04605-0000-00011 |
| Primary APN | 18-04605-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,257 sqft Living Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,757 sqft (0.224 acres) |
| Old Parcel Number | 1800080000000015 |
|---|---|
| Street Address | 78 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | MOUNTAIN AVE |
| Legal Block | 4605 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 37900 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 78 MOUNTAIN AVE, SUMMIT, NJ 07901-3478 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 6, 2020 | Deed, Transfer CB TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Deed Document Number | 2020320754 |
| Deed Book / Page | 6354 / 2433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 78 MOUNTAIN AVE, SUMMIT, NJ 07901-3478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | BETTERS TITLE AND SETMNT ORT |
| Name | Verified Name |
|---|
| Document Number | 0148652826 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 14865/2826 |
| Instrument | 2014 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 6, 2020 |
| Property Address | 78 MOUNTAIN AVE, SUMMIT, NJ 07901-3478 |
| Document Number | 0063542433 |
| Book / Page | 6354 / 2433 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 320754 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CB TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,749.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24F CANTERBURY RD, 24F, CHATHAM, NJ 07928-2910 |
| Name | Verified Name |
|---|---|
| Address | 78 MOUNTAIN AVNEUE, SUMMIT, NJ 07901-3478 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,300 (-) Land $174,100 Building $165,200 | $339,300 (-) Land $174,100 Building $165,200 | |
| 2025 | $15,170.00 (+2.65%) | $339,300 (-) Land $174,100 Building $165,200 | $339,300 (-) Land $174,100 Building $165,200 |
| 2024 | $14,779.00 (+1.7%) | ||
| 2023 | $339,300 Land $174,100 Building $165,200 | $339,300 Land $174,100 Building $165,200 | |
| 2022 | $14,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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