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74 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 74 Mountain Ave, Summit, NJ 07901 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1908
Square Footage2,202 sqft Living Area
Lot Size8,364 sqft (0.192 acres)
OccupancyOwner Occupied
Last Sale$1,055,000 (2022)
Tax Bill$16,230.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-04605-0000-00013
Alternative APN
  • 180460500013

Interior

Building Area2,202 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialStucco Exterior
Lot Area8,364 sqft (0.192 acres)

Location & Zoning

Street Address74 MOUNTAIN AVE
CitySUMMIT
StateNJ
Zip07901-3478
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4605
Legal Lot Number13
JurisdictionUNION NJ
Minor Civil DivisionSUMMIT
Census Blockgroup2
Census Block2007
Census Tract37900

Owner

Source: Union County and Summit City records · APN 18-04605-0000-00013

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 08, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
MILLENIUM HOME MORTGAGE LLC
Jan 24, 2020Grant Deed, Transfer
SIMPLICITY TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2022 · Amount on Record
Deed SaleJun 08, 2022 · Amount on Record
Prior SaleSep 05, 1996 · Amount on Record
Deed Doc Number202218912
Deed Book / Page6467 / 2726
Prior Transfer DateOct 20, 2011
Prior Transfer Doc0058820943
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanySERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156882511
DateSep 05, 2025
Book Page15688/2511
Instrument82686
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
Transaction TypeMortgage
Record UpdatedApr 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478

Mortgage

Document Number0153460001
DateMar 24, 2023
Book Page15346/1
Instrument50232
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateJun 08, 2022
Property Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
Document Number0064672726
Book / Page6467 / 2726
Instrument DateMay 20, 2022
Instrument18912
Transaction TypeTransfer
Record UpdatedApr 07, 2023
Title CompanyACRES LAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$20,790.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address418 MOSBY DR SW, LEESBURG, VA 20175-2606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478

Mortgage

Document Number0000038484
DateJun 08, 2022
Instrument38484
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Mortgage

Document Number0152302323
DateJun 08, 2022
Book Page15230/2323
Instrument38485
Lender
NameAIM CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRARITAN VALLEY TTL EXAMINERS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145620335
DateJun 04, 2019
Book Page14562/0335
Instrument673436
Lender
NameMILLENIUM HOME MORTGAGE LLC
TypeMortgage Company
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2034

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJan 24, 2020
Property Address74 MOUNTAIN AVE, SUMMIT, NJ 07901-3478
Document Number0063572056
Book / Page006357 / 002056
Instrument DateJan 07, 2020
Instrument321465
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
Tax$795.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address74 MOUNTAIN AVE SUMMIT NJ 079013478, SUMMIT, NJ 07901-3478

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$363,000 (-) Land $169,300 Building $193,700$363,000 (-) Land $169,300 Building $193,700
2025$16,230.00 (+2.64%)$363,000 (-) Land $169,300 Building $193,700$363,000 (-) Land $169,300 Building $193,700
2024$15,812.00 (+4.59%)
2023$363,000 Land $169,300 Building $193,700$363,000 Land $169,300 Building $193,700
2022$15,118.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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