78 Mark St, Destin, FL 32541 Property Records

Okaloosa County property record for 78 Mark St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,764 sqft · built 1996
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,000 (Apr 2019)
Tax Bill	$9,507 (2025)
Deeds & Mortgages	Jun 2022 Transfer Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5939-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5939-6`
Alternative APNs	`00-2S-22-0580-0013-0070` `22S200058000130070`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	882 sqft
Upper Floors Area	882 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Finished/Open Porch
Porch Area	736 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 MARK ST
City	DESTIN
State	FL
Zip	32541-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 7 BLK 13
Legal Subdivision	CRYSTAL BEACH
Legal Block	13
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1037
Census Tract	23304

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 PARK AVE, BOUND BROOK, NJ 08805-1509
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 15, 2017	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	20193271627
Deed Book / Page	3393 / 4443
Last Transfer Date	Jun 14, 2022
Transfer Doc	0036301455
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jun 29, 2022
Property Address	78 MARK ST, DESTIN, FL 32541-3566
Document Number	0036301455
Book / Page	3630 / 1455
Map Reference	MB 1 PG 17
Instrument Date	Jun 15, 2022
Instrument	3561124
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 PARK AVE, 766, BOUND BROOK, NJ 08805-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1508 BEDFORD AVE APT 12, 12, BROOKLYN, NY 11216-4128

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 17, 2019
Property Address	78 MARK ST, DESTIN, FL 32541-3566
Document Number	0033934443
Book / Page	3393 / 4443
Map Reference	MB 1 PG 17
Instrument Date	Apr 12, 2019
Instrument	3271627
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,683.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 BRIDLEPATH DR, 88, JACKSON, TN 38305-6630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 N WEISS ST, MANVILLE, NJ 08835-2375

Mortgage

Document Number	0003271628
Date	Apr 17, 2019
Instrument	3271628

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 15, 2017
Property Address	78 MARK ST, DESTIN, FL 32541-3566
Document Number	0032872476
Book / Page	3287 / 2476
Map Reference	MB1 PG17
Instrument Date	Feb 9, 2017
Instrument	3117882
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1236 CLOUGH PIKE, 1236, BATAVIA, OH 45103-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BRIDLEPATH ST, DESTIN, FL 32541
Investor	Possibly a Property Investor

Mortgage

Document Number	0003117883
Date	Feb 15, 2017
Instrument	3117883

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 9, 2027

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,507.00 (+11.32%)	$847,046 (+4.37%) Land $566,284 Building $280,762	$847,046 (+4.37%) Land $566,284 Building $280,762
2023	$8,540.00 (+10.21%)	$811,602 (+12.5%) Land $513,822 Building $297,780	$811,602 (+12.5%) Land $513,822 Building $297,780
2022	$7,749.00	$721,436 Land $467,111 Building $254,325	$721,436 Land $467,111 Building $254,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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