85 Mark St, Destin, FL 32541 Property Records

Okaloosa County property record for 85 Mark St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,514 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Jun 2019)
Tax Bill	$12,821 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-5980-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-5980-1`
Alternative APN	`00-2S-22-0580-0012-0160`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,514 sqft Heated Area
Gross Area	3,368 sqft
1st Floor Area	1,406 sqft
Upper Floors Area	1,108 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Masonite/Cement Shake
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	854 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85 MARK ST
City	DESTIN
State	FL
Zip	32541-3570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 16 BLK 12
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	12
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1045
Census Tract	23304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5571 LAKESHORE RD, BUFORD, GA 30518-1348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 5, 2019	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	3281913
Deed Book / Page	3402 / 0231
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	85 MARK ST, DESTIN, FL 32541-3570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034144599
Date	Aug 21, 2019
Book Page	3414/4599
Instrument	3299404

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	85 MARK ST, DESTIN, FL 32541-3570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034672630
Date	Jun 9, 2020
Book Page	3467/2630
Instrument	3364167

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 5, 2019
Property Address	85 MARK ST, DESTIN, FL 32541-3570
Document Number	0034020231
Book / Page	003402 / 000231
Instrument Date	May 28, 2019
Instrument	3281913
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5571 LAKESHORE RD BUFORD GA 305181348, BUFORD, GA 30518-1348

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,821.00 (+10.51%)	$1,169,107 (+3.3%) Land $566,284 Building $602,823	$1,169,107 (+3.3%) Land $566,284 Building $602,823
2023	$11,602.00 (+14.69%)	$1,131,740 (+21.38%) Land $513,822 Building $617,918	$1,131,740 (+21.38%) Land $513,822 Building $617,918
2022	$10,116.00	$932,387 Land $467,111 Building $465,276	$932,387 Land $467,111 Building $465,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured incl. 343 condo units
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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