Custer County property record for 78 Lower Rd, Kinsey, MT 59338
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1940 |
| Lot Size | 121 acres (5,292,540 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,558 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 000RKY0069 |
| Primary APN | 000RKY0069 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,292,540 sqft (121 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000RKY0069 |
|---|---|
| Street Address | 78 LOWER RD |
| City | KINSEY |
| State | MT |
| Zip | 59338-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | KINSEY FARMS, S17, T09 N, R48 E, UNIT 47 |
| Legal Range | 48E |
| Legal Township | 09N |
| Legal Section | 17 |
| Legal Subdivision | KINSEY FARMS |
| Jurisdiction | CUSTER MT |
| Township / Civil Division | NORTH CUSTER |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 961300 |
78 Lower Rd, a rural home, is owned by two individuals.
Source: Custer County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 835 ROAD 319, ISMAY, MT 59336-9223 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 78 Lower Rd was $3,558, down 47.8% from the year before.
Source: Custer County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Custer County |
| Secondary School District | Custer County High School District (09 - 12) |
| Elementary School District | Kinsey Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,558.00 (-47.81%) | $430,535 (-) | |
| 2025 | $6,818.00 | $430,535 | $430,535 Land $41,615 Building $388,920 |
| 2023 | $7,146.00 | $362,355 | $362,355 Land $43,135 Building $319,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Lower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Lower Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mid-Rivers Communications.
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