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78 Lightcap Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 78 Lightcap Dr, Richmond, CA 94804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,575 sqft · built 1997
Lot Size0.063 acres (2,730 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (May 2014)
Tax Bill$11,671 (2025)
Deeds & MortgagesMay 2017 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN560-590-057-9

Property Details

APN / Parcel Number

Primary APN560-590-057-9
Alternative APN
  • 560-590-057

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,575 sqft Living Area
1st Floor Area794 sqft
2nd Floor Area781 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCluster
Lot Area2,730 sqft (0.063 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address78 LIGHTCAP DR
CityRICHMOND
StateCA
Zip94804-7492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7664 L53
Legal SubdivisionSUBDIVISION 7664
Legal Tract7664
Legal Lot Number53
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract380001

Owner

Source: Contra Costa County records · APN 560-590-057-9

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 LIGHTCAP DR, RICHMOND, CA 94804-7492
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMPASS BANK
Mar 08, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2014 · Amount on Record
Deed SaleMay 06, 2014 · Amount on Record
Prior SaleNov 18, 2008 · Amount on Record
Deed Document Number201470772
Last Transfer DateJan 31, 2022
Transfer Doc0000041171
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address78 LIGHTCAP DR, RICHMOND, CA 94804-7492
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyORTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085024
DateMay 16, 2017
Instrument2017-085024
Lender
NameCOMPASS BANK
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMar 08, 2022
Property Address78 LIGHTCAP DR, RICHMOND, CA 94804-7492
Document Number0000041171
Map ReferenceMB 378 PG 18
Instrument DateJan 31, 2022
Instrument2022-041171
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyUSA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address56 SEA ISLE DR, RICHMOND, CA 94804-7470

Mortgage

Document Number0000041172
DateMar 08, 2022
Instrument2022-041172
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$706,450 (+2%) Land $406,366 Building $300,084
2025$11,671.00 (+3.79%)$692,599 (+4.04%) Land $398,399 Building $294,200
2023$11,245.00 (+1.68%)$665,707 Land $382,930 Building $282,777
2022$11,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Unwired
Fixed Wireless		300 / 25
Etheric Communications, LLC.
Fixed Wireless		250 / 100

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

Based on FCC filings for 378 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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