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74 Lightcap Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 74 Lightcap Dr, Richmond, CA 94804 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,575 sqft · built 1996
Lot Size0.072 acres (3,115 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Oct 2020)
Tax Bill$14,812 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Oct 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN560-590-055-3

Property Details

APN / Parcel Number

Primary APN560-590-055-3
Alternative APN
  • 560-590-055

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,575 sqft Living Area
1st Floor Area794 sqft
2nd Floor Area781 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleCluster
Lot Area3,115 sqft (0.072 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address74 LIGHTCAP DR
CityRICHMOND
StateCA
Zip94804-7492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7664 L51
Legal SubdivisionSUBDIVISION 7664
Legal Tract7664
Legal Lot Number51
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract380001

Owner

Source: Contra Costa County records · APN 560-590-055-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 LIGHTCAP DR, RICHMOND, CA 94804-7492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · Line of Credit
ALASKA USA FCU
Oct 15, 2020Grant Deed, Transfer · Line of Credit
ALASKA USA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleNov 24, 2010 · Amount on Record
Deed Document Number2020238411
Prior Transfer DateMay 04, 2016
Prior Transfer Doc0000106533
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address74 LIGHTCAP DR, RICHMOND, CA 94804-7492
Document Number0000238413
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4132 CULVER ST OAKLAND CA 946191802, OAKLAND, CA 94619-1802

Mortgage

Document Number0000238413
DateOct 15, 2020
Instrument238413
Lender
NameALASKA USA FCU
TypeCredit Union
AddressANCHORAGE, AK 99519-6613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2050
Interest
Rate TypeAdjustable Rate

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 15, 2020
Property Address74 LIGHTCAP DR, RICHMOND, CA 94804-7492
Document Number0000238411
Map ReferenceMB 378 PG 18
Instrument DateOct 08, 2020
Instrument2020-238411
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address74 LIGHTCAP DR, RICHMOND, CA 94804-7492

Mortgage

Document Number0000238413
DateOct 15, 2020
Instrument2020-238413
Lender
NameALASKA USA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0000238412
DateOct 15, 2020
Instrument2020-238412
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressBAYAMON, PR 00958
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$938,465 (+2%) Land $629,324 Building $309,141
2025$14,812.00 (+3.94%) Homeowner's exemption$920,065 (+4.04%) Land $616,985 Building $303,080
2023$14,250.00 (+1.58%) Homeowner's exemption$884,340 Land $593,028 Building $291,312
2022$14,029.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133800012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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