78 Laurel Dr, Franklin, NC 28734 Property Records

Macon County property record for 78 Laurel Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,592 sqft · built 1984
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2020)
Tax Bill	$1,079 (2026)
Deeds & Mortgages	Mar 2024 Transfer May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6564457176`

Property Details

APN / Parcel Number

Primary APN	`6564457176`
Alternative APNs	`0801551` `132043` `157153`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Heated Area
1st Floor Area	1,592 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	352 sqft
Patio Area	1,108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	157153
Street Address	78 LAUREL DR
City	FRANKLIN
State	NC
Zip	28734-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 26 LAUREL RIDGE
Legal Subdivision	LAUREL RIDGE
Legal Lot Number	26
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	1
Census Block	1104
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 LAUREL DR, FRANKLIN, NC 28734-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Intrafamily Transfer, Transfer
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 24, 2017	Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	20203240
Deed Book / Page	39 / 1788
Last Transfer Date	Mar 18, 2024
Transfer Doc	00A43/1027
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 21, 2024
Property Address	78 LAUREL DR, FRANKLIN, NC 28734-8476
Document Number	00A43/1027
Book / Page	A-43 / 1027
Instrument Date	Mar 18, 2024
Instrument	2024001492
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 LAUREL DR, FRANKLIN, NC 28734-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAUREL DR, FRANKLIN, NC 28734-8476

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 22, 2020
Property Address	78 LAUREL DR, FRANKLIN, NC 28734-8476
Document Number	00X39/1788
Book / Page	X-39 / 1788
Instrument Date	May 11, 2020
Instrument	2020003240
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAUREL DR, FRANKLIN, NC 28734-8476

Mortgage

Document Number	2020003241
Date	May 22, 2020
Instrument	2020003241

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON NC
Recording Date	Apr 24, 2017
Property Address	78 LAUREL DR, FRANKLIN, NC 28734-8476
Document Number	000X37/726
Book / Page	X-37 / 726
Instrument Date	Mar 16, 2017
Instrument	2017002563
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 300, SYLVA, NC 28779-0300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAUREL DR, FRANKLIN, NC 28734-8476

Mortgage

Document Number	00X37/0730
Date	Apr 24, 2017
Book Page	X-37/0730

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,079.00	$301,160 (-) Land $40,520 Building $260,640	$301,160 (-) Land $40,520 Building $260,640
2025	$1,079.00 (+1.03%)	$301,160 (-0.03%) Land $40,520 Building $260,640	$301,160 (-0.03%) Land $40,520 Building $260,640
2023	$1,068.00	$301,260 Land $40,520 Building $260,740	$301,260 Land $40,520 Building $260,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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