110 Laurel Dr, Franklin, NC 28734 Property Records

Macon County property record for 110 Laurel Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1983
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Jul 2021)
Tax Bill	$1,127 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6564459059`

Property Details

APN / Parcel Number

Primary APN	`6564459059`
Alternative APNs	`0846662` `150197`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	20 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150197
Street Address	110 LAUREL DR
City	FRANKLIN
State	NC
Zip	28734-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 27 LAUREL RIDGE
Legal Subdivision	LAUREL RIDGE
Legal Lot Number	27
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	1
Census Block	1104
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 22, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2021	Warranty Deed, Transfer · FHA Mortgage ANGEL OAK HOME LOANS LLC
May 29, 2020	Quit Claim Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY
Jun 5, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20217173
Deed Book / Page	41 / 1652
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	Y39/47
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, FRANKLIN, NC 28734-8141

Mortgage

Document Number	000Z43/440
Date	Oct 3, 2025
Book Page	Z-43/440
Instrument	2025006017

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, FRANKLIN, NC 28734-8141

Mortgage

Document Number	00Y42/2051
Date	Feb 7, 2024
Book Page	Y-42/2051
Instrument	2024000659

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, FRANKLIN, NC 28734-8141

Mortgage

Document Number	000N42/962
Date	May 22, 2023
Book Page	N-42/962
Instrument	2023003051

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, FRANKLIN, NC 28734-8141

Mortgage

Document Number	00D42/1320
Date	Oct 10, 2022
Book Page	D-42/1320
Instrument	2022007747

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 27, 2021
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Document Number	C41/1652
Book / Page	C-41 / 1652
Map Reference	CAB I SL 283
Instrument Date	Jul 27, 2021
Instrument	2021007173
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, FRANKLIN, NC 28734-8141

Mortgage

Document Number	2021007174
Date	Jul 27, 2021
Instrument	2021007174

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	May 29, 2020
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Document Number	Y39/47
Book / Page	Y-39 / 47
Instrument Date	Apr 20, 2020
Instrument	2020003384
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 INDEPENDENCE AVE SW, 1400, WASHINGTON, DC 20250-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LEDFORD MEADOWS LN, FRANKLIN, NC 28734-0197

Mortgage

Document Number	2020003385
Date	May 29, 2020
Instrument	2020003385

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Jun 5, 2019
Property Address	110 LAUREL DR, FRANKLIN, NC 28734-8141
Document Number	F39/1621
Book / Page	F-39 / 1621
Instrument Date	May 24, 2019
Instrument	2019003407
Transaction Type	Foreclosure
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 790301, SAINT LOUIS, MO 63179-0301

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,127.00	$316,140 (-) Land $76,220 Building $239,920	$316,140 (-) Land $76,220 Building $239,920
2025	$1,127.00 (+1.08%)
2023	$1,115.00	$316,140 Land $76,220 Building $239,920	$316,140 Land $76,220 Building $239,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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