78 Lakeshore Loop, Oneonta, AL 35121 Property Records

Blount County property record for 78 Lakeshore Loop, Oneonta, AL 35121 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,304 sqft · built 2006
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-22-0-002-003.001`

Property Details

APN / Parcel Number

Primary APN	`19-05-22-0-002-003.001`
Alternative APNs	`49388` `41126`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	41126
Street Address	78 LAKESHORE LOOP
City	ONEONTA
State	AL
Zip	35121-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HIGHLAND CREST, MC A/104-8
Legal Range	02E
Legal Township	13S
Legal Section	22
Legal Subdivision	HIGHLAND CREST
Legal Lot Number	2
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2016
Census Tract	50107

Owner

Source: Blount County records · APN 19-05-22-0-002-003.001

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 LAKESHORE LOOP, ONEONTA, AL 35121-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · VA Mortgage REGIONS BANK
Aug 08, 2018	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2023
Deed Sale	Oct 13, 2023
Prior Sale	May 17, 2006
Deed Document Number	202310051999
Deed Book / Page	2023 / 26366
Prior Transfer Date	Oct 05, 2023
Prior Transfer Doc	0010051999
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	78 LAKESHORE LOOP, ONEONTA, AL 35121-8411
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LAKESHORE LOOP, ONEONTA, AL 35121-8411

Mortgage

Document Number	2023/26368
Date	Oct 13, 2023
Book Page	2023/26368
Instrument	10052000

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	78 LAKESHORE LOOP, ONEONTA, AL 35121-8411
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/20453
Date	Aug 08, 2018
Book Page	2018/20453

Lender

Name	REGIONS BANK
Type	Bank
Address	ONEONTA, AL 35121

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2033

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Highland Lake Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (-1.25%)	$31,060 (-1.21%)	$310,560 (-1.19%)
2024	$1,356.00 (-1.24%) Homeowner's exemption	$31,440 (-1.13%) Land $1,500 Building $29,940	$314,300 (-1.18%) Land $15,000 Building $299,300
2023	$1,373.00 (-2.42%) Homeowner's exemption	$31,800 (-2.33%) Land $1,500 Building $30,300	$318,060 (-2.3%) Land $15,000 Building $303,060
2022	$1,407.00 Homeowner's exemption	$32,560 Land $1,500 Building $31,060	$325,540 Land $15,000 Building $310,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blount County (01009C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010090501072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 54% of Alabama
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Cable	1,000 / 25

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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