Blount County property record for 275 Lakeshore Loop, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,678 sqft · built 1999 |
| Lot Size | 1.1 acres (48,058 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,591 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-22-0-002-019 |
| Primary APN | 19-05-22-0-002-019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| 1st Floor Area | 2,353 sqft |
| Upper Floors Area | 1,084 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 48,058 sqft (1.1 acres) |
| Deck Area | 235 sqft |
| Boat House | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 24745 |
|---|---|
| Street Address | 275 LAKESHORE LOOP |
| City | ONEONTA |
| State | AL |
| Zip | 35121-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 1 HIGHLAND LAKE SEC 9 SD PB 1/197 |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 22 |
| Legal Subdivision | LAKE HIGHLAND SECTOR 9 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50107 |
Source: Blount County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 275 LAKESHORE LOOP, ONEONTA, AL 35121-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUD WEBER MORTGAGES LLC |
| Apr 2, 2018 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 275 LAKESHORE LOOP, ONEONTA, AL 35121-8454 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024/18224 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 2024/18224 |
| Instrument | 10058839 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 275 LAKESHORE LOOP, ONEONTA, AL 35121-8454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/6307 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 2021/6307 |
| Instrument | 10024666 |
| Name | BUD WEBER MORTGAGES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 275 LAKESHORE LOOP, ONEONTA, AL 35121-8454 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/7751 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 2018/7751 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Blount County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Highland Lake Town |
| Unified School District | Blount County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,591.00 (-1.06%) | $42,160 (-1.08%) | $421,440 (-1.08%) |
| 2024 | $1,608.00 (+1.71%) Homeowner's exemption | $42,620 (+1.72%) Land $6,540 Building $36,080 | $426,020 (+1.69%) Land $65,400 Building $360,620 |
| 2023 | $1,581.00 (-2.11%) Homeowner's exemption | $41,900 (-2.06%) Land $6,540 Building $35,360 | $418,940 (-2.06%) Land $65,400 Building $353,540 |
| 2022 | $1,615.00 Homeowner's exemption | $42,780 Land $6,540 Building $36,240 | $427,760 Land $65,400 Building $362,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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